Laura Jewett

Laura Jewett

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Closed

$795,000

($273,925 down)
VA

1308 Rowena Avenue, San Marcos, CA 92069

4
2
1,400 sqft
PITI Monthly
$2,567.6 /mo

Listing courtesy of: David Olivera, ShoppingSDHouses

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,351 /mo
$3,849 /mo

What's Special

LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
COZY

Discover the charm and comfort of this beautiful 4-bedroom, 2-bathroom home nestled in a quiet San Marcos neighborhood. Located just a short 3-minute walk from the lush Twin Oaks Golf Course, this home combines convenience, tranquility, and a prime location for golf enthusiasts and nature lovers alike. Its welcoming curb appeal and generous front yard create an inviting first impression, setting the stage for the warmth and style that await inside. Step into a large, light-filled living space with a layout designed for both relaxation and entertaining. The spacious family room flows effortlessly into the dining area and kitchen, providing a comfortable setting for family gatherings or hosting friends. The kitchen offers ample cabinetry, and a functional layout that makes meal prep and dining a delight. Outdoors, the property shines with an impressive backyard, ideal for year-round enjoyment. The expansive space includes a designated BBQ area and a cozy fire pit, perfect for evenings under the stars or weekend get-togethers. Both the front and back yards offer ample room for gardening, playing, or relaxing, creating a private oasis for every season. Recent upgrades give this home a modern edge with peace of mind. A new roof installed in 2021 ensures durability and protection, while the new air conditioning system, added in 2022, promises comfort through hot summer days. These updates not only enhance the home’s aesthetic appeal but also provide reassurance for years to come. With its perfect location, just moments from schools, parks, and shopping, this home is ready to welcome its new owners. Whether you’re a growing family or someone looking for a serene yet convenient lifestyle, this property offers a unique opportunity to enjoy the best of San Marcos. Schedule a showing today and experience all this home has to offer!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,567.6/mo
Estimated Loan Balance
$525,537
Cash to close
$273,925
Interest Paid
$65,401

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $567.86
  • Tax Annual Amount: $
  • On Market Date: 2024-10-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $273,925 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $273,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$521,075
Your Cash$273,925
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,351/mo
Traditional @ 7.5%
$3,993/mo
You save $1,642/month ($19,703/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406659

Listing From:

Last updated: 2025-01-14T02:18:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,351 /mo
$3,849 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,925 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $273,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$521,075
Your Cash$273,925
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,351/mo
Traditional @ 7.5%
$3,993/mo
You save $1,642/month ($19,703/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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