Laura Jewett

Laura Jewett

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Under Contract

$299,000

($57,925 down)
FHA

13070 E DESERT LILY Lane, Florence, AZ 85132

3
2
1,542 sqft
PITI Monthly
$1,968.9 /mo

Listing courtesy of: Danny Kallay, Compass

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,599 /mo
$1,655 /mo

What's Special

SERENE
MODERN
GRANITE COUNTERTOPS
LANDSCAPED
CLUBHOUSE
FITNESS CENTER
PLAYGROUND
CHARMING
EFFICIENT
SOLAR PANELS

Nestled in the peaceful community of Magma Ranch Vistas, this charming Southwestern-style ranch home offers modern comfort in a serene desert setting. This well-maintained 3-bedroom, 2-bathroom single-story home boasts energy-efficient features, including solar panels, helping to keep utility costs low. The thoughtfully designed interior features granite countertops, custom wood cabinetry, and upgraded appliances, along with a water softener and reverse osmosis filtration system for added convenience. Step outside to enjoy beautifully landscaped front and back yards, perfect for relaxing or entertaining. As a resident of Magma Ranch Vistas, you'll have access to an array of community amenities, including a clubhouse, swimming pool, splash pad, fitness center, bocce ball and basketball courts, playgrounds, and outdoor fire pits.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$1,968.9/mo
Estimated Loan Balance
$241,532
Cash to close
$57,925
Interest Paid
$26,210

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: LGI Homes

Community & HOA

Community
  • Subdivision: MAGMA RANCH II UNIT 2
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Magma Ranch II
  • HOA Amenities: Unknown
  • HOA Fee: $121
  • HOA Frequency: $Monthly
Location
  • Region: Florence

Financial Details

  • Price per Sqft: $193.9
  • Tax Annual Amount: $1292
  • On Market Date: 2025-03-11T17:20:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,925 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $57,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$241,075
Your Cash$57,925
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,599/mo
Traditional @ 7.5%
$1,717/mo
You save $118/month ($1,411/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6833465

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T19:33:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,599 /mo
$1,655 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,925 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $57,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$241,075
Your Cash$57,925
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,599/mo
Traditional @ 7.5%
$1,717/mo
You save $118/month ($1,411/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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