Laura Jewett

Laura Jewett

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Closed

$288,000

($15,701 down)
FHA

1305 S 6th Street, Lamar, CO 81052

3
2
1,472 sqft
PITI Monthly
$1,923.38 /mo

Listing courtesy of: Charles D'Alessio, Berkshire Hathaway HomeServices Synergy Realty Group

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,547 /mo
$1,897 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET

Welcome to this stunning ranch-style home, nestled within an established neighborhood adorned with majestic trees, lush lawns, and captivating curb appeal. Boasting modern amenities including central air conditioning and an electric fireplace, this home combines comfort with charm. Upon entering, be greeted by luxurious vinyl plank flooring, complemented by ceiling fans and LED lighting fixtures throughout the house. Every corner of this property has been meticulously remodeled to offer a contemporary living experience. The family room beckons with its large vinyl windows, offering ample natural light and refreshing breezes. Adjacent is the inviting dining area, seamlessly connected to the kitchen. The kitchen is a chef's dream, featuring elegant quartz countertops, stainless steel appliances, including a gas stove with digital display, a French door refrigerator with ice and water dispenser, and a stainless steel dishwasher. Complete with a stainless steel hood, Shaker cabinets adorned with brass handles, a stylish tile backsplash, and plenty of storage space, this kitchen is both functional and beautiful. Conveniently located, the laundry room includes washer and dryer hookups, a Richmond highefficiency gas water heater, and a breezeway door with a transom window leading to the garage. The main bedroom offers plush carpeting, LED lighting, a ceiling fan, and a spacious bathroom with a dual vanity, a shower-bath combo with a jetted tub and tile surround, and a walk-in closet. Bedrooms two and three are equally inviting, featuring LED lights, and ceiling fans. The second full bathroom boasts vinyl plank flooring, a tile surround, built-in shelving for toiletries, and a solid surface counter. Additional features include six-panel doors, central air conditioning. The garage is a two-car oversized tandem with LED lighting and a service door leading to the outside. Outside, the backyard is fully fenced with an RV gate and alley access.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,923.38/mo
Estimated Loan Balance
$272,658
Cash to close
$15,701
Interest Paid
$38,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mayhew Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lamar

Financial Details

  • Price per Sqft: $195.65
  • Tax Annual Amount: $327
  • On Market Date: 2024-05-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $15,701 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $15,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$272,299
Your Cash$15,701
Total Purchase Price:$288,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,547/mo
Traditional @ 7.5%
$1,967/mo
You save $420/month ($5,042/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9331084

Listing From: recolorado

Last updated: 2024-10-01T18:06:03.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,547 /mo
$1,897 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,701 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $15,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$272,299
Your Cash$15,701
Total Purchase Price:$288,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,547/mo
Traditional @ 7.5%
$1,967/mo
You save $420/month ($5,042/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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