Laura Jewett

Laura Jewett

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Closed

$450,000

($88,920 down)
FHA

13005 San Miguel Street, Victorville, CA 92392

4
3
2,504 sqft
PITI Monthly
$2,054.67 /mo

Listing courtesy of: Miquella Zulfiqar, Realty One Group Pacific

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,634 /mo
$2,584 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES

Welcome to this inviting 4-bedroom, 3-bathroom home, perfectly situated in a desirable Victorville neighborhood. Upgraded in 2020, this well-maintained residence offers a blend of modern amenities and the unique opportunity for you to add your personal touch. As you enter, you’ll be greeted by a spacious and bright living area, ideal for entertaining. The kitchen features sleek cabinetry, stainless steel appliances, and ample counter space. The generous bedrooms provide plenty of space for rest and relaxation, while the primary suite boasts a private en-suite bathroom. Step outside to discover your very own partially inground pool, perfect for enjoying warm sunny days. The outdoor space also offers room for customization, allowing you to create the perfect setting for your lifestyle. Located near schools, shopping, and parks, this home combines convenience with the potential for your personal flair. Don’t miss out on the chance to make this delightful property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,054.67/mo
Estimated Loan Balance
$364,558
Cash to close
$88,920
Interest Paid
$35,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Vinyl, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Frame
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $179.71
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $88,920 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $88,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$361,080
Your Cash$88,920
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,634/mo
Traditional @ 7.5%
$2,680/mo
You save $1,047/month ($12,559/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24220895

Listing From:

Last updated: 2024-12-19T05:47:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,634 /mo
$2,584 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,920 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $88,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$361,080
Your Cash$88,920
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,634/mo
Traditional @ 7.5%
$2,680/mo
You save $1,047/month ($12,559/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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