Laura Jewett

Laura Jewett

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Closed

$279,000

($18,489 down)
FHA

12 Service Circle, Oroville, CA 95966

2
1
1,056 sqft
PITI Monthly
$2,298.37 /mo

Listing courtesy of: Scott Peebles, eXp Realty of California Inc

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,660 /mo
$1,787 /mo

What's Special

SPACIOUS
CUL-DE-SAC
CHARMING

Charming 2 Bed 1 Bath home at the end of the Cul-de-sac that sits up on the hill, offering a slight view from the front porch. In the last 6 months this home was updated with new flooring, a new bathroom vanity, and updated cabinets in the kitchen with quartz counters and white cafe series appliances that include a beautiful induction range. It offers an open floor plan, making it perfect to entertain family and friends. The front and side yard are also spacious and perfect for a garden or entertaining. The 1 car garage is extra deep, giving you plenty of space for storage while still being able to park a car. All of this and just minutes from downtown Oroville. Come and check out this charming updated home before its gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 4 months
Monthly PITI
$2,298.37/mo
Estimated Loan Balance
$261,035
Cash to close
$18,489
Interest Paid
$28,096

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ductless
  • Heating: Ductless
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, HorseTrails, Lake, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $264.2
  • Tax Annual Amount: $3612.5
  • On Market Date: 2024-11-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $18,489 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $18,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$260,511
Your Cash$18,489
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,660/mo
Traditional @ 7.5%
$1,787/mo
You save $127/month ($1,527/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24230313

Listing From:

Last updated: 2025-01-14T02:16:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,660 /mo
$1,787 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $18,489 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $18,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$260,511
Your Cash$18,489
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,660/mo
Traditional @ 7.5%
$1,787/mo
You save $127/month ($1,527/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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