Laura Jewett

Laura Jewett

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Closed

$685,000

($111,711 down)
VA

1299 Blue Jean Way UNIT 3, Chula Vista, CA 91913

3
3
1,458 sqft
PITI Monthly
$3,434.06 /mo

Listing courtesy of: William King, Coldwell Banker Realty

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,538 /mo
$4,194 /mo

What's Special

LOCATION
SPACIOUS
GRANITE COUNTERTOPS
BALCONY

Nestled in the heart of Otay Ranch, this stunning home offers comfort and convenience. Featuring 3 bedrooms and 2.5 bathrooms, it boasts a versatile first-floor bedroom or office space with access to a private balcony. Upstairs, you'll find a spacious open-concept kitchen and living area, complete with elegant granite countertops and stainless-steel appliances. The layout is designed to maximize space, ensuring both functionality and style. A conveniently located bathroom serves both guests and family members. The community enhances your lifestyle with a refreshing pool, ample outdoor cooking space, and a prime location close to freeways, grocery stores, and gas stations—ideal for working professionals. The home also includes a 2-car attached garage and abundant guest parking.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,434.06/mo
Estimated Loan Balance
$575,720
Cash to close
$111,711
Interest Paid
$57,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Biking, Curbs, DogPark, Mountainous, Park, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hearthstone Village
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $469.82
  • Tax Annual Amount: $8562.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $111,711 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $111,711!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$573,289
Your Cash$111,711
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,538/mo
Traditional @ 7.5%
$4,350/mo
You save $1,812/month ($21,745/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25055217

Listing From:

Last updated: 2025-03-21T19:44:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,538 /mo
$4,194 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,711 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $111,711!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$573,289
Your Cash$111,711
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,538/mo
Traditional @ 7.5%
$4,350/mo
You save $1,812/month ($21,745/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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