Laura Jewett

Laura Jewett

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$320,000

($161,879 down)
VA

12995 E Main Street, Dewey-Humboldt, AZ 86329

3
2
1,248 sqft
PITI Monthly
$937.64 /mo

Listing courtesy of: Lee D Giblin, Code of the West Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$703 /mo
$1,165 /mo

What's Special

Panoramic views to watch all the seasons change on this 1.26 acres that has so much potential. Home was built in 1958 and has had several updates through the years. Arizona Room to enjoy our wonderful weather, and back porch for the family pet running in the grass. Sprinklers already installed to keep the grass green through the summer. Home has a very unique floor plan however value is there for upgrades and changes. You really have to see it in person to envision the potential.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$937.64/mo
Estimated Loan Balance
$172,110
Cash to close
$161,879
Interest Paid
$18,430

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Room Refrigeration, See Remarks
  • Heating: Baseboard, Gas Stove, See Remarks
Features
  • Materials: Wood Frame, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Other, Ranch, Walkout Basement
Materials
  • Wood Frame, Other
  • Roof: Metal
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Humboldt
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Dewey-Humboldt

Financial Details

  • Price per Sqft: $256.41
  • Tax Annual Amount: $1016
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $161,879 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $161,879!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$158,121
Your Cash:$161,879
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$703/mo
Traditional @ 7.5%
$1,208/mo
You save $505/month ($6,060/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1068936

Listing From: paar

Last updated: 2025-03-22T04:03:23.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$703 /mo
$1,165 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,879 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $161,879!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$158,121
Your Cash:$161,879
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$703/mo
Traditional @ 7.5%
$1,208/mo
You save $505/month ($6,060/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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