Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$415,000

($124,515 down)
FHA

12993 W 20th Avenue, Golden, CO 80401

2
2
1,298 sqft
PITI Monthly
$1,822.5 /mo

Listing courtesy of: Vanessa Kendrick, Your Castle Real Estate Inc

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,303 /mo
$2,122 /mo

What's Special

LOCATION
FRESH PAINT
ENTERTAINMENT
MODERN
WALK-IN CLOSET
PATIO
CLUBHOUSE
CHARMING
COZY

**Charming Updated Townhome in a Prime Location.** Fresh paint, new carpet, stylish new light fixtures, and modern hardware create a bright and inviting atmosphere. Step outside to your private patio, complete with easy-care artificial turf and a convenient dog door—perfect for pet lovers! Two generously sized bedrooms, one with two closets and one with a walk-in closet, both located upstairs. Plus, a large great room in the basement with loads of potential for an office, entertainment, or cozy nights in. Enjoy the ease of a two-car carport located directly behind the unit, plus access to fantastic community amenities, including a pool, clubhouse, and lush green spaces. This home is ideally situated within walking distance to Applewood Park, scenic trails, and a variety of great restaurants. Don't miss this opportunity to own your own home in a highly desirable location! Schedule a showing today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,822.5/mo
Estimated Loan Balance
$302,765
Cash to close
$124,515
Interest Paid
$30,389

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Applewood Park Townhomes
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Applewood Park Townhomes HOA
  • HOA Amenities: Unknown
  • HOA Fee: $266
  • HOA Frequency: $Monthly
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $319.72
  • Tax Annual Amount: $1766
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,515 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $124,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$290,485
Your Cash$124,515
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,303/mo
Traditional @ 7.5%
$2,201/mo
You save $898/month ($10,782/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7517991

Listing From: recolorado

Last updated: 2025-03-22T22:35:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,303 /mo
$2,122 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,515 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $124,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$290,485
Your Cash$124,515
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,303/mo
Traditional @ 7.5%
$2,201/mo
You save $898/month ($10,782/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.