Laura Jewett

Laura Jewett

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Pending

$649,000

($304,710 down)
VA

1298 Fools Gold Way UNIT 2, Chula Vista, CA 91913

3
3
1,586 sqft
PITI Monthly
$2,517.11 /mo

Listing courtesy of: Bernadette Somera, Coldwell Banker West

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,674 /mo
$2,579 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
LUXURY
WALK-IN CLOSET
MASTER SUITE
CHARMING

Your Dream Home Awaits! Get ready for an incredible opportunity to make this charming residence your own—priced to sell and move-in ready! Enjoy the unique benefit of no neighbors in front, allowing for easy access and a welcoming view right from your front door. Stroll through the beautiful neighborhood and embrace the vibrant community known as Otay Ranch. Ascend to your private primary bedroom retreat on the top floor—the ONLY room up there, offering a tranquil escape. Bathed in natural light your spacious master suite features dual sinks and a generous walk-in closet, combining luxury and functionality. The open floor plan effortlessly blends the living room, dining room, and kitchen, perfect for entertaining family and friends with a half bath on the first level too. Imagine cooking in your stylish kitchen while friends and family gather around the counter, engaging in lively conversations and catching up as you whip up a delicious meal or pour them fresh coffee. Slide open the door to your own private yard, where you can unwind in peace, enjoying the luxury of added privacy without neighbors looking directly in. With an attached 2-car garage providing direct access to the home, unloading groceries and daily essentials is a breeze! The second floor boasts a built-in study area, ideal for remote work or homework, alongside two additional bedrooms and a dedicated full bathroom—perfect for family or guests. Located just 1 mile from grocery stores, shopping, restaurants and the lively Otay Ranch Shopping Mall, everything you need is within reach. This home offers both comfort and convenience in an unbeatable location. Guards offer security at the entrance and exit posts in the evening hours. Don’t wait—make your offer today and get ready to call this beautiful home as quickly as you can close! Opportunity to purchase from the original owners whom can share invaluable insights and experiences about the neighborhood, making this no just a house, but a home rich with local knowledge and connections. *****VA APPROVED*****

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,517.11/mo
Estimated Loan Balance
$347,884
Cash to close
$304,710
Interest Paid
$57,158

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, SeeRemarks
  • Flooring: Carpet, SeeRemarks, Tile

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder: D.R. HORTON

Community & HOA

Community
  • Subdivision:
  • Features: Rural, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hearthstone Village
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $409.21
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $304,710 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $304,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$344,290
Your Cash$304,710
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,674/mo
Traditional @ 7.5%
$2,675/mo
You save $1,001/month ($12,009/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501928

Listing From:

Last updated: 2025-03-28T02:15:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,674 /mo
$2,579 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,710 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $304,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$344,290
Your Cash$304,710
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,674/mo
Traditional @ 7.5%
$2,675/mo
You save $1,001/month ($12,009/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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