Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$645,000

($115,666 down)
VA

12988 E 108th Place, Commerce City, CO 80022

4
4
3,150 sqft
PITI Monthly
$3,195.96 /mo

Listing courtesy of: Scott Matthias, Madison & Company Properties

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,357 /mo
$3,835 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
COMMUNITY POOL
CHARMING

Welcome to your move-in ready dream home! This stunning 4-bedroom, 4-bathroom, 3320 sq ft residence boasts $73,000 in upgrades since 2022. Enjoy a beautifully updated kitchen featuring a large new island, countertops, new backsplash, freshly painted cabinets and all new stainless steel appliances, including a spacious pantry. The large open floor plan includes a great room with a re-purposed gas fireplace with a $150 remote control. The great room flows nicely into the dining area, enhanced by the removal of a half wall. The primary bedroom offers a charming barwood accent wall and a luxurious ensuite with a modern walk-in closet and nice sized bathroom with a nicely updated large walk-in shower. A huge loft separates the primary suite from two additional bedrooms, a full bath, and an upper-floor laundry room. The basement offers a large family room, 4th bedroom, and 4th bathroom. Step outside to a recently upgraded backyard with a new concrete slab, gazebo, and gardens. There is a trampoline that is included or remove for a perfect fire pit area. You'll love that the home is just a short walk from an elementary school and community pool. Conveniently located off E-470 for easy access to Denver International Airport. This is the home you have been waiting for as you'll simply open the door, move in and enjoy your new home without having to lift a finger! This home has an assumable VA loan @3.25% that can only be assumed by a Veteran as seller wants to keep his VA eligibility. The approximate balance is $531,497 with a payment of $3,485.87.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,195.96/mo
Estimated Loan Balance
$530,418
Cash to close
$115,666
Interest Paid
$50,053

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas, Solar
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Great Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Turnberry
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Turnberry BNC Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $204.76
  • Tax Annual Amount: $8066
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,666 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $115,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$529,334
Your Cash$115,666
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,357/mo
Traditional @ 7.5%
$3,978/mo
You save $1,621/month ($19,446/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7922001

Listing From: recolorado

Last updated: 2025-03-13T07:16:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,357 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,666 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $115,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$529,334
Your Cash$115,666
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,357/mo
Traditional @ 7.5%
$3,978/mo
You save $1,621/month ($19,446/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.