Laura Jewett

Laura Jewett

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$1,568,000

($1,271,850 down)
VA

12987 La Tortola, San Diego, CA 92129

4
3
2,292 sqft
PITI Monthly
$3,420.57 /mo

Listing courtesy of: Ramona Broekema, eXp Realty of Southern CA

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,466 /mo
$2,367 /mo

What's Special

REMODELED
SERENE
SPACIOUS
MASTER SUITE
BALCONY
PRIVATE BACKYARD

Welcome to your Serene Home Retreat... Be drawn into peace and protection in the lovely owner-designed Courtyard and be tempted to linger awhile. Be amazed at the character driven entryway with soaring high ceilings and fresh new tile. Enjoy the 2 living spaces connected at the Foyer and open spacious kitchen. Fall in Love with the large property and even larger views! Welcome to the extra gracious and spacious Master suite with it's newly remodeled walk-in shower and private backyard views. Plan to soak in the awe inspiring vistas on the Master Balcony and rejuvenate in private serenity. Come, dream big and live life to the fullest! New Value range

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,420.57/mo
Estimated Loan Balance
$317,532
Cash to close
$1,271,850
Interest Paid
$43,373

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den, Gas, GasStarter
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SpanishTile, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SpanishTile, Tile
Condition
  • Year Built: 1983
Details
  • Builder: Fieldstone

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Hiking, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $684.12
  • Tax Annual Amount: $19600
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,271,850 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $1,271,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$296,150
Your Cash:$1,271,850
Total Purchase Price:$1,568,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,466/mo
Traditional @ 7.5%
$2,456/mo
You save $989/month ($11,870/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502417

Listing From:

Last updated: 2025-03-22T14:39:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,466 /mo
$2,367 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,271,850 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $1,271,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$296,150
Your Cash:$1,271,850
Total Purchase Price:$1,568,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,466/mo
Traditional @ 7.5%
$2,456/mo
You save $989/month ($11,870/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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