Laura Jewett

Laura Jewett

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$590,000

($239,929 down)
FHA

12987 Johannesburg Street, Hesperia, CA 92344

4
3
2,950 sqft
PITI Monthly
$2,676.71 /mo

Listing courtesy of: Erica WIlliams, Innovate Realty, Inc.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,625 /mo
$2,577 /mo

What's Special

SHOPPING
DINING
SPACIOUS
WALK-IN CLOSET
CHARMING
COZY

Discover this spacious and inviting 4-bedroom, 3-bathroom home nestled in a sought-after area of Hesperia. This charming residence features an open-concept kitchen and family room, perfect for entertaining. The large primary suite boasts a walk-in closet and an adjoining bathroom for added comfort. Hardwood stairs add a touch of elegance, while the cozy family and dining rooms create a warm and welcoming atmosphere. Conveniently located near shopping centers and with easy access to the 15 Freeway. This home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,676.71/mo
Estimated Loan Balance
$404,604
Cash to close
$239,929
Interest Paid
$44,166

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Park
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $200
  • Tax Annual Amount: $7375
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $239,929 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $239,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$350,071
Your Cash$239,929
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,625/mo
Traditional @ 7.5%
$2,673/mo
You save $1,048/month ($12,576/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25055375

Listing From:

Last updated: 2025-03-20T13:44:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,625 /mo
$2,577 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $239,929 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $239,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$350,071
Your Cash$239,929
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,625/mo
Traditional @ 7.5%
$2,673/mo
You save $1,048/month ($12,576/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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