Laura Jewett

Laura Jewett

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Closed

$679,000

($286,962 down)
FHA

12960 Banyon Circle, Parker, CO 80134

4
3
2,151 sqft
PITI Monthly
$2,478.59 /mo

Listing courtesy of: Stephen Connelly, Second Eyes Consulting LLC

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,742 /mo
$2,874 /mo

What's Special

SERENE
DINING
PATIO
CHARMING

Discover the lowest-priced Richmond Home in Anthology! This stunning property backs onto a serene greenbelt and features an expansive stamped concrete patio with built-in lighting and a lush green lawn. The home faces south, ensuring snow melts quickly, and boasts a durable tile roof, perfect for Colorado's hail-prone climate. This model includes a charming front porch elevation and a concrete walkway that wraps from the front drive to the rear yard. Inside, you'll find new carpet on the first floor and second floor and extensive hardwoods on the first floor. The formal living and dining rooms are perfect for holiday gatherings, offering ample space for entertaining. The open-concept kitchen flows seamlessly into the family room, creating an inviting and functional living area. Additionally, this floor plan features an upgraded fourth bedroom, replacing the standard loft, providing even more living space. Don't miss out on this exceptional home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,478.59/mo
Estimated Loan Balance
$517,905
Cash to close
$286,962
Interest Paid
$46,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Cement Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Slate
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Cement Siding
  • Roof: Slate
Condition
  • Year Built: 2006
Details
  • Builder: Richfield Homes

Community & HOA

Community
  • Subdivision: Anthology
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: PCMS
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Parker

Financial Details

  • Price per Sqft: $315.67
  • Tax Annual Amount: $3228
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $286,962 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $286,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$392,038
Your Cash$286,962
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,742/mo
Traditional @ 7.5%
$2,981/mo
You save $1,239/month ($14,872/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5795566

Listing From: recolorado

Last updated: 2024-10-01T18:11:31.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,742 /mo
$2,874 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $286,962 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $286,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$392,038
Your Cash$286,962
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,742/mo
Traditional @ 7.5%
$2,981/mo
You save $1,239/month ($14,872/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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