Laura Jewett

Laura Jewett

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$325,000

($94,958 down)
FHA

1291 7th Street W, Saint Paul, MN 55102

3
2
1,701 sqft
PITI Monthly
$1,856.19 /mo

Listing courtesy of: , Diversified Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,146 /mo
$1,698 /mo

What's Special

DINING
SPACIOUS
MODERN
FINISHED BASEMENT
FENCED YARD
HISTORIC
CHARMING

Welcome to 1291 7th Street, a charming two-story home that exudes the timeless elegance of the 1900s. This inviting residence features three spacious bedrooms on one level, two bathrooms, and a formal dining room that sets the stage for memorable gatherings. Step inside to admire the beautiful woodwork, original trim, and classic doors that capture the home’s historic character. The property is freshly painted and awaits your personal finishing touches, making it the perfect canvas for your home furnishings. Enjoy leisurely mornings or relaxing evenings on either the front or back porch, or take advantage of the convenience offered by the detached two-car garage and fully fenced yard. The finished basement, complete with drywall, trim, an egress window, electrical, and heat, provides additional living space. Ideally situated just 5 minutes from downtown St. Paul, MSP Airport, freeway access, and a variety of neighborhood amenities, this home is attractively listed at $267,800. Discover the perfect blend of historic charm and modern potential at this delightful property in Saint Paul. 5 min from downtown St. Paul, MSP airport and neighborhood amenities. Don't miss the oppurtunity to own this beautiful home. Book your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,856.19/mo
Estimated Loan Balance
$249,118
Cash to close
$94,958
Interest Paid
$41,935

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Hot Water
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Metal
Condition
  • Year Built: 1902
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Clarkes Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $191.06
  • Tax Annual Amount: $4590
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,958 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $94,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$230,042
Your Cash$94,958
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,146/mo
Traditional @ 7.5%
$1,761/mo
You save $615/month ($7,384/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6594619

Listing From: northstar

Last updated: 2025-03-05T00:35:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,146 /mo
$1,698 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,958 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $94,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$230,042
Your Cash$94,958
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,146/mo
Traditional @ 7.5%
$1,761/mo
You save $615/month ($7,384/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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