Laura Jewett

Laura Jewett

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Pending

$475,000

($59,707 down)
FHA

128 E RUBY Road, Rio Rico, AZ 85648

4
3
2,265 sqft
PITI Monthly
$3,503.81 /mo

Listing courtesy of: Cristina Carrillo, Burns Realty Inc

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,727 /mo
$2,852 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
WET BAR
PATIO
EFFICIENT

Centrally located hilltop beauty with views. This four-bedroom energy efficient home shows like new! This meticulously maintained home has 10'' ceilings with an open layout offering spacious areas throughout. Upgrades include custom shelving, a beautiful front door, ceiling fans in all bedrooms, a wood burning fireplace, spray foam insulation including the garage, and a spacious laundry room. The stunning gourmet kitchen has plenty of cabinetry, quartz countertops, black stainless-steel appliances, a wet bar, a large island, and a large pantry. The MB offers elegant ceramic tile walls surroundings, dual sinks, a rainfall shower & a huge walk-in closet. It has a large walled-in backyard with a covered patio perfect for your outside gathering events. This home truly has it all!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 5 months
Monthly PITI
$3,503.81/mo
Estimated Loan Balance
$416,891
Cash to close
$59,707
Interest Paid
$44,495

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: RIO RICO ESTATES 11
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rio Rico

Financial Details

  • Price per Sqft: $209.71
  • Tax Annual Amount: $3730
  • On Market Date: 2025-02-05T19:20:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,707 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $59,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$415,293
Your Cash$59,707
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,727/mo
Traditional @ 7.5%
$2,852/mo
You save $125/month ($1,502/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815866

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T01:43:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,727 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,707 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $59,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$415,293
Your Cash$59,707
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,727/mo
Traditional @ 7.5%
$2,852/mo
You save $125/month ($1,502/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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