Laura Jewett

Laura Jewett

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Pending

$1,150,000

($751,207 down)
VA

1287 Bellingham Dr, Oceanside, CA 92057

4
5
3,203 sqft
PITI Monthly
$4,201.1 /mo

Listing courtesy of: Doug West, First Team Real Estate

Assumed Rate

4.33%
7.15%

Principal & Interest

$2,703 /mo
$3,676 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
EFFICIENT
SOLAR PANELS

PAID SOLAR! DOWNSTAIRS BEDROOM SUITE! Located just steps from the highly rated Bonsall West Elementary School in the desirable Arrowood Master Planned Community, this stunning home features 4 bedrooms, an optional 5th, 4.5 bathrooms, and 3,203 square feet of thoughtfully designed living space. The formal living and dining rooms provide an inviting space for entertaining, with direct access to the backyard. The beautifully designed kitchen is a true highlight of the home, showcasing elegant wood flooring, a spacious island with seating, quartz countertops and backsplash, a walk-in pantry, and abundant cabinet storage. The kitchen seamlessly flows into the dining area and family room, creating the perfect space for entertaining or everyday living. Need a downstairs bedroom with a full bathroom? The convenient bedroom ensuite is ideal for hosting overnight guests or using as a private office. The spacious primary bedroom suite offers a functional retreat, perfect for a gym, home office, nursery, or a quiet space to relax. Its ensuite bathroom includes a large quartz dual-sink vanity, a deep soaking tub, a separate shower, and double-entry walk-in closets. This home is packed with upgrades, including a built-in sound system, a convenient central vacuum system with indoor and outdoor accessories, a whole-house water softener, and a tankless water heater. Ceiling fans in every room, dual AC units, and owned solar panels ensure year-round comfort and energy efficiency. The 3-car garage provides ample storage and parking. Outside, enjoy low-maintenance landscaping with water-efficient turf in the front yard and a fully paved backyard. The community offers a Junior Olympic swimming pool and is located within the highly sought-after Bonsall School District. Welcome Home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.33
Remaining Loan Term
17 years, 5 months
Monthly PITI
$4,201.1/mo
Estimated Loan Balance
$610,509
Cash to close
$751,207
Interest Paid
$260,141

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avalon
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $359.04
  • Tax Annual Amount: $14375
  • On Market Date: 2025-01-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $751,207 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $751,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$398,793
Your Cash:$751,207
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$2,703/mo
Traditional @ 7.5%
$3,813/mo
You save $1,110/month ($13,321/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250001384SD

Listing From:

Last updated: 2025-03-30T18:45:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.33%
7.15%

Principal & Interest

$2,703 /mo
$3,676 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $751,207 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $751,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$398,793
Your Cash:$751,207
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$2,703/mo
Traditional @ 7.5%
$3,813/mo
You save $1,110/month ($13,321/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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