Laura Jewett

Laura Jewett

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Closed

$489,000

($399,882 down)
FHA

12845 Golf Course Drive, Victorville, CA 92395

3
3
1,720 sqft
PITI Monthly
$1,863.72 /mo

Listing courtesy of: Amanda Vaage, FIRST TEAM REAL ESTATE

Assumed Rate

6%
7.15%

Principal & Interest

$1,063 /mo
$1,197 /mo

What's Special

LOCATION
DINING
SPACIOUS
SOAKING TUB
WET BAR
PATIO
COZY

*** SIGNIFICANT PRICE REDUCTION *** These Sellers Are Serious!! Discover the elegance and charm of this meticulously maintained home in the prestigious Spring Valley Lake community. This spacious 3-bedroom, 3-bathroom home spans a total of 2020 sq ft with 2 bonus rooms and is on the market for the first time in 21 years, offering a rare opportunity to own a piece of this posh neighborhood. From the moment you enter, you’ll be captivated by the home’s endless upgrades, including stunning wood laminate flooring, updated interior paint scheme, and a dreamy chef’s kitchen! The open floor plan allows the light to flow through the new windows with gorgeous plantation shutters across to a cozy wet bar, perfect for entertaining guests. The well-equipped kitchen is designed for both functionality and style, with plenty of granite counter space, storage and upgraded appliances; a double oven and 5-burner stove with chef style hood. The adjacent dining area is ideal for gatherings and has built-in cabinetry. The living room, with its built-in window seating, wood burning stove, big screen Smart TV (included!) and inviting atmosphere, is perfect for relaxing and enjoying time with loved ones. The primary bedroom is a private oasis, complete with an en-suite bathroom with a soaking tub and separate walk-in shower for added convenience. Two additional bedrooms provide ample space for guests. Additionally, there are two bonus rooms both with Smart TV’s, which either can be used for an office, playroom, workout area, the possibilities are endless! Outside, the 7,806 sq ft lot offers plenty of space for outdoor activities and relaxation. Hard to find in this area, this property boasts ample driveway parking and RV parking behind the property gate. There is also a full RV hook-up with 50 amp electric plug, sewage dump and water connection. So many newer updates to list, here are a few more: roof, paint inside/out, 2 sheds, water softener system, vinyl fencing, garage door, back patio, ask for the full list! The property’s location within a PUD community provides 24 hour patrolled security for peace of mind. Enjoy the nearby amenities, including a private lake, beach, and 3 parks, fishing, sports parks, horse trails – perfect for a vibrant, active lifestyle. Don’t miss your chance to own this exceptional home in the sought-after Spring Valley Lake community.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6
Remaining Loan Term
8 years, 5 months
Monthly PITI
$1,863.72/mo
Estimated Loan Balance
$247,464
Cash to close
$399,882
Interest Paid
$182,067

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, RaisedHearth, WoodBurningStove
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: ExcellentCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, HorseTrails, Stables, Suburban, Fishing, Marina, Park
HOA
  • Has HOA: Yes
  • HOA Name: Spring Valley Lake Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $412.75
  • HOA Frequency: $Quarterly
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $284.3
  • Tax Annual Amount: $6112.5
  • On Market Date: 2024-07-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $399,882 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $399,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$89,118
Your Cash:$399,882
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$1,063/mo
Traditional @ 7.5%
$1,242/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24149303

Listing From:

Last updated: 2025-04-03T21:58:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6%
7.15%

Principal & Interest

$1,063 /mo
$1,197 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $399,882 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $399,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$89,118
Your Cash:$399,882
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$1,063/mo
Traditional @ 7.5%
$1,242/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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