Laura Jewett

Laura Jewett

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Closed

$250,000

($151,588 down)
FHA

12842 43rd Street NE, Saint Michael, MN 55376

2
2
1,580 sqft
PITI Monthly
$1,233.69 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

5.38%
7.15%

Principal & Interest

$787 /mo
$948 /mo

What's Special

FRESH PAINT
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE

Welcome to 12842 43rd St NE in St. Michael! This contemporary two-story townhome has everything you need. Step inside to a vaulted living space that flows into the informal dining room. The spacious kitchen boasts plenty of counter space, stainless steel appliances, and two-tone cabinetry. Access to the two-car garage and a powder bath complete the main floor. Upstairs, you'll find two well-appointed bedrooms. The primary bedroom is bright and airy, featuring a massive walk-in closet. A full bathroom and designated laundry space on the upper level add convenience. the upper-level loft offers a great area for additional living space or a home office. Enjoy the new luxury vinyl plank flooring, carpet and fresh paint throughout this home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.38
Remaining Loan Term
14 years, 9 months
Monthly PITI
$1,233.69/mo
Estimated Loan Balance
$99,098
Cash to close
$151,588
Interest Paid
$99,515

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highwoods 5th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Sterling Realty and Management
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $158.23
  • Tax Annual Amount: $2372
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,588 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $151,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.38% Sellers Rate
$98,412
Your Cash:$151,588
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 5.38%
$787/mo
Traditional @ 7.5%
$984/mo
You save $197/month ($2,364/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6571553

Listing From: northstar

Last updated: 2024-09-12T21:42:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.38%
7.15%

Principal & Interest

$787 /mo
$948 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,588 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $151,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.38% Sellers Rate
$98,412
Your Cash:$151,588
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 5.38%
$787/mo
Traditional @ 7.5%
$984/mo
You save $197/month ($2,364/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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