Laura Jewett

Laura Jewett

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$605,000

($432,497 down)
VA

12841 N 19TH Street, Phoenix, AZ 85022

3
3
1,805 sqft
PITI Monthly
$1,439 /mo

Listing courtesy of: Bryan A Baylon, Keller Williams Northeast Realty

Assumed Rate

4%
7.15%

Principal & Interest

$1,051 /mo
$1,487 /mo

What's Special

GATED COMMUNITY
SERENE
DINING
MOVE-IN READY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
CHARMING
COZY

Move-in ready! Nestled in the gated Community of Sweetwater Vistas, this beautiful home perfectly blends comfort & style! Find a thoughtfully designed interior highlighted by a charming two-way fireplace that seamlessly connects the living & dining areas, ideal for cozy evenings & entertaining. Wood-look tile flooring, plantation shutters, & bountiful natural light add to the overall appeal. Fabulous kitchen includes recessed & pendant lighting, ample white cabinetry w/crown moulding, glossy stainless steel appliances, ceiling pot rack, granite counters, a prep island w/a breakfast bar, & tile backsplash. Double doors reveal the large main retreat, offering direct outdoor access, an ensuite w/dual sinks, & a walk-in closet. Flexible den can be used as a 3rd bedroom, media room, or office. Enjoy mountain views from the serene backyard, complete w/a covered patio, built-in BBQ, & an exterior fireplace. This gem is the one for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4
Remaining Loan Term
19 years, 9 months
Monthly PITI
$1,439/mo
Estimated Loan Balance
$173,922
Cash to close
$432,497
Interest Paid
$81,150

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Two Way Fireplace, Exterior Fireplace, Living Room, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: SWEETWATER VISTAS
  • Features: Gated, Near Bus Stop
HOA
  • Has HOA: Yes
  • HOA Name: Sweetwater Vistas
  • HOA Amenities: Unknown
  • HOA Fee: $335
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $335.18
  • Tax Annual Amount: $2655
  • On Market Date: 2025-03-28T07:40:01.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $432,497 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $432,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$172,503
Your Cash:$432,497
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$1,051/mo
Traditional @ 7.5%
$1,542/mo
You save $491/month ($5,896/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6842299

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T06:53:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$1,051 /mo
$1,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $432,497 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $432,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$172,503
Your Cash:$432,497
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$1,051/mo
Traditional @ 7.5%
$1,542/mo
You save $491/month ($5,896/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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