Laura Jewett

Laura Jewett

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Pending

$379,900

($128,494 down)
VA

12839 Janick Trail SW, Pillager, MN 56473

4
3
3,124 sqft
PITI Monthly
$1,442.21 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,113 /mo
$1,787 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
CONVENIENT LOCATION
CHARMING
COZY

This charming rambler-style home sits on 2.77 acres and offers 4 bedrooms, 3 bathrooms, and a spacious open layout. This property sits just east of Pillager in a convenient location and close to shopping in Baxter as well! The main floor features a bright living room, well-equipped kitchen, and a primary suite. The basement features a cozy living room, bathroom, bedroom, and even a bonus room! With an attached 2-car garage and a detached 2-car garage, there's plenty of space for storage and projects. Enjoy the peaceful surroundings with ample outdoor space for activities or future expansions. A perfect blend of comfort, convenience, and country living. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
27 years, 7 months
Monthly PITI
$1,442.21/mo
Estimated Loan Balance
$255,269
Cash to close
$128,494
Interest Paid
$18,586

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Sand Point
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Pillager

Financial Details

  • Price per Sqft: $121.61
  • Tax Annual Amount: $2154
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,494 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $128,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$251,406
Your Cash$128,494
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,113/mo
Traditional @ 7.5%
$1,854/mo
You save $741/month ($8,892/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6670773

Listing From: northstar

Last updated: 2025-03-24T13:19:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,113 /mo
$1,787 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,494 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $128,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$251,406
Your Cash$128,494
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,113/mo
Traditional @ 7.5%
$1,854/mo
You save $741/month ($8,892/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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