Laura Jewett

Laura Jewett

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$1,300,000

($481,935 down)
VA

12834 Orpha Ct, Poway, CA 92064

3
2
1,991 sqft
PITI Monthly
$5,425.5 /mo

Listing courtesy of: Jenny Becasen, FOSTER HAMILTON Real Estate

Assumed Rate

3%
7.15%

Principal & Interest

$3,771 /mo
$6,042 /mo

What's Special

REMODELED
AWARD WINNING
PATIO
TENNIS COURTS
CHARMING
NO HOA

Come be captivated by this charming single level home on a 0.36 acre lot located on a culdesac of the award winning Poway school District. This property features PAID OFF Solar, a driveway that can park up to 6 cars, RV parking on the side of the house with a new vinyl gate door for all of your recreational toys. Eggs too expensive? No problem, the lot houses a self maintaining chicken coop that has laminate flooring in the coop & 7 chickens. You still have room to build a custom pool, 2 ADU's & no shortage of real estate to run around. You have front row seats to Fourth of July Fireworks in your backyard from the Sportsplex Center. And still have Mature Guava, dragon fruit, apple, pear & avocado trees on the property without taking up any space from the yard! The front of the house has enchanted views & is literally across the street from the South Poway Trailhead & Equestrian Staging where you can horseback, bike, run, walk sit or hike. Kitchen remodeled in 2022, New HVAC, patio cover installed in 2024. NO HOA & you have access to the Poway Community Center that offers a hall to rent for events, swimming pool, tennis courts, a Library, dog park, skate park & Boys & Girls Club & you are only 16 minutes from Poway Lake where you can fish as well. The garage has a ton of attic space where you can literally stand up there & not have to strain your back by ducking down to put away all of your stored items. PLUS you still have a storage shed on the side of the house for items needing easy access.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$5,425.5/mo
Estimated Loan Balance
$947,789
Cash to close
$481,935
Interest Paid
$100,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Poway
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $652.94
  • Tax Annual Amount: $16250
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $481,935 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $481,935!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$818,065
Your Cash$481,935
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,771/mo
Traditional @ 7.5%
$6,267/mo
You save $2,496/month ($29,946/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022206SD

Listing From:

Last updated: 2025-04-02T07:01:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,771 /mo
$6,042 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $481,935 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $481,935!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$818,065
Your Cash$481,935
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,771/mo
Traditional @ 7.5%
$6,267/mo
You save $2,496/month ($29,946/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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