$295,000
($95,466 down)12818 E Highway 20, Clearlake Oaks, CA 95423
PITI Monthly
Listing courtesy of: Trista Fossa, W Real Estate
Assumed Rate
3.76%
7.15%Principal & Interest
$981 /mo
$1,429 /moWhat's Special
Charming Clearlake Oaks Home for Sale! Welcome to this beautifully updated 3 bedroom, 1 bathroom home in the heart of Clearlake Oaks! With its recent renovations, this property is move-in ready and perfect for first-time homebuyers, investors, or those looking for a vacation getaway. New paint, new double-pane windows, and laminate flooring throughout give this home a fresh and modern feel. The brand new water heater ensures reliable and efficient hot water. Enjoy the fully fenced backyard, perfect for outdoor entertaining or relaxation. The home features an interior laundry room and ample storage space. Below the home, you'll find a workshop and bathroom/toilet area, perfect for hobbies or projects. Enjoy the ultimate lake lifestyle in Clearlake Oaks! This charming home offers easy access to the lake, boat launch, and all the amenities you need within walking distance - including coffee shops, restaurants, stores, parks, schools, and more. The convenience and beauty of this location make it a rare find!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,588.5/mo
Estimated Loan Balance
$200,596
Cash to close
$95,466
Interest Paid
$23,222
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
Cooling & Heating
- Cooling: None
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1930
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Biking, Curbs, DogPark, Foothills, Fishing, Hiking, HorseTrails, Lake, Mountainous, Park, PreservePublicLand, Rural, WaterSports
HOA
- Has HOA: No
Location
- Region: Clearlake Oaks
Financial Details
- Price per Sqft: $273.15
- Tax Annual Amount: $3687.5
- On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $95,466!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: LC25053373
Listing From:
Last updated: 2025-03-30T19:23:14.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.76%
7.15%Principal & Interest
$981 /mo
$1,429 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $95,466!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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