Laura Jewett

Laura Jewett

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Closed

$339,000

($154,424 down)
FHA

12817 W Crocus Drive, El Mirage, AZ 85335

4
2
1,530 sqft
PITI Monthly
$1,434.13 /mo

Listing courtesy of: Juan Carlos Grimaldo, Keller Williams Realty Elite

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,058 /mo
$1,406 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PATIO

Introducing this 4-bedroom residence in Rancho El Mirage! Make yourself at home in this perfectly flowing great room bathed in natural light. Vaulted ceilings add to the spacious feel, complemented by tile flooring, ceiling fans, and custom paint. The kitchen offers recessed & pendant lighting, a pantry, stainless steel appliances, plenty of white cabinetry, mosaic & tile backsplash, a two-tier breakfast bar, and granite counters. Wood-look floors, a bathroom with a make-up desk, and a walk-in closet complete this sizable primary bedroom. Secondary bedroom provides well-sized closets for added convenience. With its covered patio, pavers, and play area, the backyard is the right spot for hosting fun gatherings or simply enjoying quiet moments. What's not to like? This gem will sell fast!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$1,434.13/mo
Estimated Loan Balance
$197,629
Cash to close
$154,424
Interest Paid
$58,577

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: D R Horton Homes

Community & HOA

Community
  • Subdivision: Rancho El Mirage
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $221.57
  • Tax Annual Amount: $939
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $154,424 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $154,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$184,576
Your Cash$154,424
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,058/mo
Traditional @ 7.5%
$1,458/mo
You save $400/month ($4,799/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6795480

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-23T00:23:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,058 /mo
$1,406 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,424 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $154,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$184,576
Your Cash$154,424
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,058/mo
Traditional @ 7.5%
$1,458/mo
You save $400/month ($4,799/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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