Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$535,000

($204,665 down)
FHA

12813 302nd Avenue NW, Princeton, MN 55371

4
3
2,536 sqft
PITI Monthly
$2,697.2 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,097 /mo
$2,278 /mo

What's Special

DESIRED
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
DECK
IRRIGATION SYSTEM
SAFE
CHARMING

Welcome to this stunning 4-bedroom, 3-bathroom home in Princeton, where every bedroom features a walk-in closet. The beautifully updated kitchen boasts granite countertops, stainless steel appliances, oak cabinetry, a wood backsplash & new flooring, with a reverse osmosis system plumbed to serve the entire house, including the ice maker. The inviting family room features a Heat & Glow gas fireplace with a charming brick surround. The main bath offers a dual vanity with a walk-through design, while a convenient 3/4 bath is located off the laundry room & garage. The lower-level walkout showcases a wood feature wall, stair lighting &two additional bedrooms, all complemented by in-floor heating. The home includes modern amenities such as a tile foyer, six-panel doors, ceiling fans, a new air & exchanger,an updated water heater. TVs stay, including a 58” on the main level & a 65” in the lower level. The oversized, heated garage features 8’ x 17’ doors, an 11’6” ceiling, a floor drain, & additional living space just waiting for flooring and trim. The impressive 28 X 42 shop is fully insulated with interior dimension of 26.9 X 41, heated & finished, offering 110-amp service, built-in shelving, a workbench, a roll-down door to separate two rooms & a concrete floor. The home sits on a well-maintained lot with a 16-zone irrigation system with 96 heads, a maintenance-free deck with a steel-roofed gazebo featuring screens and shades, and a covered front porch. A front fence provides a great pet-safe space & can be removed if desired. Additional highlights include 200-amp electrical service, two wells (one with a newer pump in use & the second fully functional but not currently used). This well-appointed home offers an exceptional blend of comfort, style, & functionality—don’t miss your chance to see it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,697.2/mo
Estimated Loan Balance
$330,684
Cash to close
$204,665
Interest Paid
$38,808

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Metal Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Metal Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mallard Bluff
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Princeton

Financial Details

  • Price per Sqft: $210.96
  • Tax Annual Amount: $3352
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,665 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $204,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$330,335
Your Cash$204,665
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,097/mo
Traditional @ 7.5%
$2,363/mo
You save $266/month ($3,198/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6657742

Listing From: northstar

Last updated: 2025-03-31T15:08:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,097 /mo
$2,278 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,665 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $204,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$330,335
Your Cash$204,665
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,097/mo
Traditional @ 7.5%
$2,363/mo
You save $266/month ($3,198/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.