Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$935,000

($249,931 down)
VA

12809 E SAHUARO Drive, Scottsdale, AZ 85259

5
3
2,669 sqft
PITI Monthly
$3,514.47 /mo

Listing courtesy of: Brad A Goddes, Goddes Homes

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,117 /mo
$5,032 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
BALCONY
CHARMING
COZY

Nestled at the foothills of the McDowell Mountains, this beautifully updated 5 bed/3 bath/3 car garage home offers a prime Scottsdale location, just minutes from top-rated schools, including Desert Mountain High School and BASIS Scottsdale (both within walking distance). Upon entering this stunning home, you're welcomed by an abundance of natural light, beautiful flooring (wood-look tile) and new paint. The newly remodeled kitchen features sleek quartz counters, a classic white tile backsplash, and a charming breakfast nook with window seating. The adjacent great room, complete with a wood-burning fireplace, is perfect for cozy gatherings. The 1st floor also includes formal living & dining rooms plus a versatile 5th bedroom with an adjacent fully remodeled bathroom - could be a convenient office or play area as well. The spacious 2nd floor primary suite is a true retreat, featuring a spa-like bathroom with dual vanities, newly remodeled shower, soaking tub, large walk-in closet, and private balcony access. There are 3 additional bedrooms and a 3rd full bathroom on the 2nd floor as well. The backyard retreat borders NAOS to the south & west, creating wonderful privacy. The backyard also offers a newly resurfaced pool (2021), new pool pump, grass play area, covered patio and spacious side yard with firepit - a perfect space for entertaining or relaxing. Recent upgrades include Interior paint (2025), new AC unit (2024), new garage door & motor (2024), updated interior & exterior lighting, new blinds & shutters, and updated baseboards. Other highlights include a newer roof (2021), newer dishwasher (2021), resurfaced primary bedroom balcony (2021), and a water softener. Situated in a highly sought-after neighborhood in east Scottsdale, this special property offers convenient access to the 101 and all the restaurants, shopping & amenities that Scottsdale has to offer plus close proximity to Ancala Country Club, Mayo Clinic, and endless hiking trails in the McDowells (Sunrise, Lost Dog, etc). A great opportunity awaits!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,514.47/mo
Estimated Loan Balance
$687,935
Cash to close
$249,931
Interest Paid
$78,890

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1994
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: RIO MONTANA PARCELS C & D LOT 1-175 TR A-D
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: AAM
  • HOA Amenities: Unknown
  • HOA Fee: $228
  • HOA Frequency: $Semi-Annually
Location
  • Region: Scottsdale

Financial Details

  • Price per Sqft: $350.32
  • Tax Annual Amount: $2171
  • On Market Date: 2025-02-20T03:20:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,931 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $249,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$685,069
Your Cash$249,931
Total Purchase Price:$935,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,117/mo
Traditional @ 7.5%
$5,219/mo
You save $2,102/month ($25,230/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823332

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T19:11:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,117 /mo
$5,032 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,931 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $249,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$685,069
Your Cash$249,931
Total Purchase Price:$935,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,117/mo
Traditional @ 7.5%
$5,219/mo
You save $2,102/month ($25,230/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.