Laura Jewett

Laura Jewett

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Closed

$410,000

($215,241 down)
FHA

12802 W ROANOKE Avenue, Avondale, AZ 85392

4
3
2,232 sqft
PITI Monthly
$1,187.94 /mo

Listing courtesy of: Danielle McCormick, New Nest Group

Assumed Rate

2.18%
7.15%

Principal & Interest

$787 /mo
$1,404 /mo

What's Special

PATIO

Hi, it's me, it's the house you want to see. This 4bd/2.5bth home will leave you W-O-W-E-D. Seller has made some very noteworthy upgrades that aren't just the lipstick! 2019 HVAC with a parts warranty good through 2029, 2023 water heater and NEW roof in 2022 with a warranty until 2032. But wait, there's moreeee! Recent updates in the bathrooms, ring doorbell and floodlights, newer carpet and dishwasher. Need space? Offer's it - family room, living room AND upstairs loft. You can even hide your mess as all the ample sized bedrooms are conveniently located upstairs. The low maintenance yet very stylish backyard has turf and an extended patio to enjoy year round! With great freeway access venturing into Phoenix or going on a hike nearby is a breeze!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.18
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,187.94/mo
Estimated Loan Balance
$199,472
Cash to close
$215,241
Interest Paid
$15,544

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: N/A

Community & HOA

Community
  • Subdivision: RANCHO SANTA FE PARCELS 12,13,14 & 15
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: RANCHO SANTA FE
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $183.69
  • Tax Annual Amount: $1246
  • On Market Date: 2024-05-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $215,241 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $215,241!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$194,759
Your Cash:$215,241
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$787/mo
Traditional @ 7.5%
$1,456/mo
You save $669/month ($8,027/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6705511

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-06-13T08:07:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$787 /mo
$1,404 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,241 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $215,241!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$194,759
Your Cash:$215,241
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$787/mo
Traditional @ 7.5%
$1,456/mo
You save $669/month ($8,027/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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