Laura Jewett

Laura Jewett

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Coming Soon

$274,900

($157,093 down)
FHA

1278 Woodbridge Street, Saint Paul, MN 55117

4
2
1,948 sqft
PITI Monthly
$1,234.33 /mo

Listing courtesy of: , Lentsch Company

Assumed Rate

3.89%
7.15%

Principal & Interest

$694 /mo
$995 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS

Clean, spacious, "Room to Roam" 4 bedroom, 2 full bathrooms, 1.5 story classic "time period style" bungalow - located on arguably one of the nicest laid out blocks in North End. Hardwood floors. Built-n buffet in formal dining room. Built-in hutch in kitchen. Main floor office / den / 4 season sun porch / 4th BR. Upper level could double as an in-law area , has 2+ bedrooms and family room / guest room, Look-out porch, huge bathroom with claw foot tub. *Fenced backyard. Front porch. Wood paneled doors. 2 car garage. Full walk out basement with extra storage areas and possible workshop. *Brand new house roof 2025. Furnace 2022. New garage door & opener. All newer appliances in last few years.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.89
Remaining Loan Term
20 years, 7 months
Monthly PITI
$1,234.33/mo
Estimated Loan Balance
$119,963
Cash to close
$157,093
Interest Paid
$48,929

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy, Wood
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Condition
  • Year Built: 1914
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Holzs Re-Arrangement
  • Features: Partially Wheelchair
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $141.12
  • Tax Annual Amount: $3434
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,093 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $157,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$117,807
Your Cash:$157,093
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$694/mo
Traditional @ 7.5%
$1,032/mo
You save $338/month ($4,056/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6693727

Listing From: northstar

Last updated: 2025-03-31T02:36:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.89%
7.15%

Principal & Interest

$694 /mo
$995 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,093 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $157,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$117,807
Your Cash:$157,093
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$694/mo
Traditional @ 7.5%
$1,032/mo
You save $338/month ($4,056/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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