Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$365,000

($208,239 down)
FHA

12781 1st Avenue, Victorville, CA 92395

3
2
1,020 sqft
PITI Monthly
$1,128.75 /mo

Listing courtesy of: Lesley Tett, Excellence Real Estate HD

Assumed Rate

3.81%
7.15%

Principal & Interest

$850 /mo
$1,230 /mo

What's Special

SHOPPING
SPACIOUS
CHARMING
NO HOA

Welcome to your ideal starter home in Victorville! This charming 1,020 sqft residence features three spacious bedrooms and two bathrooms, perfect for small families. Enjoy the comfort of a brand new air conditioning unit, Water softener and purify, ensuring a cool retreat during hot summer days. Conveniently located near Desert Valley Hospital and close to shopping centers, you'll have easy access to essential amenities. With no HOA fees, this home offers both affordability and flexibility, and the seller is also offering $10,000 in credit for closing costs or home repairs, giving you added peace of mind. Don’t miss your chance to make this lovely house your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.81
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,128.75/mo
Estimated Loan Balance
$170,121
Cash to close
$208,239
Interest Paid
$47,269

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $357.84
  • Tax Annual Amount: $
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $208,239 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $208,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$156,761
Your Cash:$208,239
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$850/mo
Traditional @ 7.5%
$1,276/mo
You save $426/month ($5,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24200931

Listing From:

Last updated: 2024-12-13T19:18:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$850 /mo
$1,230 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $208,239 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $208,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$156,761
Your Cash:$208,239
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$850/mo
Traditional @ 7.5%
$1,276/mo
You save $426/month ($5,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.