Laura Jewett

Laura Jewett

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$610,000

($63,593 down)
FHA

1274 Santa Victoria Road UNIT 1, Chula Vista, CA 91913

2
2
1,116 sqft
PITI Monthly
$4,684.67 /mo

Listing courtesy of: William Johnson, William Johnson, Broker

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,486 /mo
$3,780 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
HIGH-END FINISHES
STAINLESS STEEL APPLIANCES
PATIO
CLUBHOUSE
FITNESS CENTER
CONVENIENT LOCATION

This newly constructed property located at 1274 Santa Victoria Road in Chula Vista, CA offers modern and luxurious living in a convenient location. Built in 2020, this two-story Condo boasts a sleek and stylish design with high-end finishes throughout. With 2 bathrooms and a total finished area of 1,116 sq.ft., there is plenty of space for comfortable living.The open floor plan of this Condo creates a seamless flow between the living, dining, and kitchen areas, making it perfect for entertaining guests or relaxing with family. The kitchen is a chef's dream, featuring stainless steel appliances, concrete and granite appliances countertops, and ample cabinet space for storage. Upstairs, you will find two spacious bedrooms with large closets and plenty of natural light. The bathrooms are beautifully designed with modern fixtures and finishes, providing a spa-like atmosphere for relaxation. This property also includes a private outdoor patio space, perfect for enjoying your morning coffee or hosting a summer barbecue. Additionally, there is a designated parking space for added convenience.Situated in a desirable neighborhood in Chula Vista, residents of this Condo will have easy access to shopping, dining, parks, and schools. The community is well-maintained and offers amenities such as a pool, clubhouse, and fitness center for residents to enjoy.Overall, this property at 1274 Santa Victoria Road is a stunning and move-in ready home that offers the perfect blend of comfort, style, and convenience. Don't miss out on the opportunity to own this modern Condo in a prime location in Chula Vista.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$4,684.67/mo
Estimated Loan Balance
$548,159
Cash to close
$63,593
Interest Paid
$76,189

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: DogPark, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Montecito
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $546.59
  • Tax Annual Amount: $7625
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,593 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $63,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$546,407
Your Cash$63,593
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,486/mo
Traditional @ 7.5%
$3,921/mo
You save $435/month ($5,218/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25016056

Listing From:

Last updated: 2025-01-23T15:05:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,486 /mo
$3,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,593 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $63,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$546,407
Your Cash$63,593
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,486/mo
Traditional @ 7.5%
$3,921/mo
You save $435/month ($5,218/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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