Laura Jewett

Laura Jewett

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Closed

$472,000

($45,043 down)
VA

12725 W BOCA RATON Road, El Mirage, AZ 85335

4
3
3,086 sqft
PITI Monthly
$2,259.02 /mo

Listing courtesy of: David Pruitt, West USA Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,948 /mo
$3,093 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
PATIO

This beautifully updated 4-bedroom, 2.5-bathroom residence with a 3-car garage is perfect for families and entertainers. Inside, the spacious layout features vaulted ceilings, neutral décor, and a huge den that can easily serve as a 5th bedroom or playroom. The heart of the home is the open kitchen, boasting ample cabinetry with crown molding, stainless steel appliances, a pantry, and a center island with breakfast bar - perfect for casual meals and gatherings. The master suite offers a private retreat with a luxurious bath and walk-in closet. Outside, the the easy to maintain backyard is an entertainer's paradise with a sparkling saltwater pool (built is 2019), covered patio, grassy area, and paved space for outdoor dining and celebrations.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,259.02/mo
Estimated Loan Balance
$427,810
Cash to close
$45,043
Interest Paid
$44,168

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: D R Horton

Community & HOA

Community
  • Subdivision: Rancho El Mirage
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $88.8
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $152.95
  • Tax Annual Amount: $1734
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,043 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$426,957
Your Cash$45,043
Total Purchase Price:$472,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,948/mo
Traditional @ 7.5%
$3,208/mo
You save $1,260/month ($15,122/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6822909

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-19T20:38:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,948 /mo
$3,093 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,043 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$426,957
Your Cash$45,043
Total Purchase Price:$472,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,948/mo
Traditional @ 7.5%
$3,208/mo
You save $1,260/month ($15,122/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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