Laura Jewett

Laura Jewett

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Closed

$299,900

($171,593 down)
FHA

1271 Kennard Street, Saint Paul, MN 55106

4
3
1,832 sqft
PITI Monthly
$1,418.72 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.75%
7.15%

Principal & Interest

$750 /mo
$1,094 /mo

What's Special

SHOPPING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
COZY

Step into this character-filled home, boasting four bedrooms, hardwood floors, and a cozy brick fireplace, The upstairs primary bedroom is a spacious retreat with its own full bathroom and a walk-in closet. The lower level features a versatile in-law suite with a full bath, family room, and bedroom, offering endless possibilities... It’s conveniently close to parks, shopping, downtown, and freeway access. Just move in and make it yours! Ask about down payment assistance for first generation buyers and first-time home buyers.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
20 years, 0 months
Monthly PITI
$1,418.72/mo
Estimated Loan Balance
$128,656
Cash to close
$171,593
Interest Paid
$54,574

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1939
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Section 22 Town 29 Range 22
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $163.7
  • Tax Annual Amount: $4844
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $171,593 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $171,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$128,307
Your Cash:$171,593
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$750/mo
Traditional @ 7.5%
$1,135/mo
You save $385/month ($4,617/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6623247

Listing From: northstar

Last updated: 2025-01-17T21:08:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$750 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,593 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $171,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$128,307
Your Cash:$171,593
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$750/mo
Traditional @ 7.5%
$1,135/mo
You save $385/month ($4,617/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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