Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$520,000

($38,359 down)
FHA

12704 Ironstone Way, Moreno Valley, CA 92555

4
3
1,818 sqft
PITI Monthly
$3,784.66 /mo

Listing courtesy of: Matthew Flores, Highlander Realty

Assumed Rate

5%
7.15%

Principal & Interest

$2,704 /mo
$3,402 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE

Welcome to this beautifully crafted two-story home, built in 2021, located in a highly sought-after gated community in Moreno Valley. Offering 4 spacious bedrooms, a versatile loft, and 2 well-appointed bathrooms, this home provides the perfect blend of modern comfort and stylish living. As you enter, you'll be greeted by an open-concept floor plan that creates a seamless flow between the living, dining, and kitchen areas. The kitchen features sleek granite countertops, contemporary cabinetry, and stainless steel appliances, ideal for both everyday meals and entertaining guests. Upstairs, the loft offers a perfect space for a home office, media room, or additional living area. The master suite is a true retreat with generous closet space and a private bathroom, complete with a dual vanity, soaking tub, and separate shower. The additional bedrooms are equally spacious, offering plenty of natural light and closet space. Outside, enjoy the security and peace of mind of living in a gated community, while being close to parks, shopping, dining, and schools. This home is the perfect combination of luxury, convenience, and comfort. Don’t miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,784.66/mo
Estimated Loan Balance
$483,715
Cash to close
$38,359
Interest Paid
$73,888

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Seller will Provide
  • HOA Amenities: Unknown
  • HOA Fee: $213
  • HOA Frequency: $Monthly
Location
  • Region: Moreno Valley

Financial Details

  • Price per Sqft: $286.03
  • Tax Annual Amount: $6500
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,359 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,359!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$481,641
Your Cash$38,359
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$2,704/mo
Traditional @ 7.5%
$3,529/mo
You save $825/month ($9,898/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25015988

Listing From:

Last updated: 2025-04-02T16:44:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5%
7.15%

Principal & Interest

$2,704 /mo
$3,402 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,359 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,359!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$481,641
Your Cash$38,359
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$2,704/mo
Traditional @ 7.5%
$3,529/mo
You save $825/month ($9,898/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.