Laura Jewett

Laura Jewett

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Closed

$491,000

($397,839 down)
FHA

1269 W 31st Street, San Bernardino, CA 92405

3
1
1,051 sqft
PITI Monthly
$1,298.32 /mo

Listing courtesy of: Kevin Watson, RE/MAX TIME REALTY

Assumed Rate

4.75%
7.15%

Principal & Interest

$996 /mo
$1,290 /mo

What's Special

LANDSCAPED
COZY
SOLAR PANELS

Step into this delightful 3 bed, 1 bath home that has been extensively maintained and upgraded. The property boasts a brand-new sewer line with a 15-year transferable warranty, providing the new owner with peace of mind. Furthermore, the solar panels are fully owned by the seller, delivering energy efficiency and financial savings. Both the interior and exterior have been recently painted to create an inviting and vibrant atmosphere throughout. The bathroom has a large tub with tile surround, new vanity and fixtures. The kitchen is equipped with appliances such as refrigerator, stove, microwave. The home comes with portable air conditioners as well as an installed window unit. Outdoors you will find an above-ground pool perfect for relaxation on warm days, complemented by a re-landscaped backyard featuring water-wise plants. Additionally, the front yard is fully landscaped with low-maintenance cactus and water-wise plants contributing to excellent curb appeal. Gardening enthusiasts will appreciate two raised garden beds alongside mature lemon tree and five-year-old apple trees in their prime! Lastly there's also a fire pit perfect for cozy evenings outdoors - making this property truly unmissable!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
9 years, 2 months
Monthly PITI
$1,298.32/mo
Estimated Loan Balance
$98,064
Cash to close
$397,839
Interest Paid
$146,802

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: FloorFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous, StreetLights
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $467.17
  • Tax Annual Amount: $
  • On Market Date: 2024-08-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $397,839 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $397,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$93,161
Your Cash:$397,839
Total Purchase Price:$491,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$996/mo
Traditional @ 7.5%
$1,338/mo
You save $342/month ($4,101/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24165370

Listing From:

Last updated: 2024-12-05T05:07:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$996 /mo
$1,290 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $397,839 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $397,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$93,161
Your Cash:$397,839
Total Purchase Price:$491,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$996/mo
Traditional @ 7.5%
$1,338/mo
You save $342/month ($4,101/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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