Laura Jewett

Laura Jewett

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$660,000

($262,122 down)
FHA

12682 Kearney Street, Thornton, CO 80602

5
4
3,228 sqft
PITI Monthly
$2,969.12 /mo

Listing courtesy of: Crystal Powers, Keller Williams Preferred Realty

Assumed Rate

4.14%
7.15%

Principal & Interest

$2,164 /mo
$3,011 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
FINISHED BASEMENT
FLEX SPACE
WET BAR

Welcome to this spacious 5-bedroom ranch-style home in Thornton’s desirable Sage Creek neighborhood! The thoughtfully designed floor plan offers a private primary suite on the main level, along with two additional bedrooms, a large living room with a fireplace, a dining nook, and a beautiful spacious kitchen, perfect for entertaining! Downstairs, the fully finished basement—one of the few in the area—provides extra living space, currently set up as the ultimate sports fan’s retreat. It features a large family room, a custom wet bar, and two additional bedrooms, including one that could serve as a second primary suite, office, or flex space. Centrally located, this home offers quick access to shopping, dining, entertainment, and major highways, making commutes to Denver or Fort Collins a breeze. Move-in ready with endless charm, schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$2,969.12/mo
Estimated Loan Balance
$503,505
Cash to close
$262,122
Interest Paid
$102,007

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Concrete, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Concrete, Frame
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sage Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sage Creek Estates
  • HOA Amenities: Unknown
  • HOA Fee: $71
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $204.46
  • Tax Annual Amount: $3867
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $262,122 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $262,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$397,878
Your Cash$262,122
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$2,164/mo
Traditional @ 7.5%
$3,123/mo
You save $959/month ($11,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4081786

Listing From: recolorado

Last updated: 2025-04-01T20:19:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$2,164 /mo
$3,011 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,122 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $262,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$397,878
Your Cash$262,122
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$2,164/mo
Traditional @ 7.5%
$3,123/mo
You save $959/month ($11,505/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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