Laura Jewett

Laura Jewett

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$599,000

($229,308 down)
VA

1267 Ridge Trl, Julian, CA 92036

2
2
1,334 sqft
PITI Monthly
$2,452.05 /mo

Listing courtesy of: Tiffany Bagalini, eXp Realty of Southern California, Inc.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,661 /mo
$2,706 /mo

What's Special

DINING
MODERN
BREAKFAST NOOK
FIREPLACE
HOME OFFICE
HISTORIC
CHARMING
COZY

Escape to the serenity of the mountains in this cozy 2-bedroom, 2-bath cottage nestled in the picturesque town of Julian, CA. Surrounded by natural beauty, this charming 1,334 sq. ft home on just over a ½ acre of land offers the perfect blend of rustic charm and modern comfort. Inside you’ll find a warm and inviting living space with vaulted wood-beamed ceilings, a stone fireplace, and windows that let in the natural light. The separate dining room could also serve as a home office since there are multiple eating options. The kitchen has an abundance of countertop space, storage, an industrial stove as well as a breakfast nook ideal for enjoying your morning coffee. Each bedroom is thoughtfully designed with plenty of storage. Outside, the front porch provides the perfect setting for stargazing, dining al fresco, or simply soaking in the tranquil surroundings. A laundry room, bonus area and quaint yard with room for a garden and chickens rounds out the property. Located just minutes from Julian’s historic Main Street, this mountain home offers easy access to charming shops, local wineries, hiking trails, and the famous Julian apple pie. Whether you’re looking for a peaceful getaway, a full-time residence, or a vacation rental opportunity, this delightful cottage is the perfect place to call home. Don’t miss your chance to own a piece of Julian’s mountain magic!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,452.05/mo
Estimated Loan Balance
$373,551
Cash to close
$229,308
Interest Paid
$38,757

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: ForcedAir, Fireplaces, Propane
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: ChainLink, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Julian
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Julian

Financial Details

  • Price per Sqft: $449.03
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $229,308 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $229,308!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$369,692
Your Cash$229,308
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,661/mo
Traditional @ 7.5%
$2,807/mo
You save $1,146/month ($13,751/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022741SD

Listing From:

Last updated: 2025-04-04T00:29:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,661 /mo
$2,706 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $229,308 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $229,308!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$369,692
Your Cash$229,308
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,661/mo
Traditional @ 7.5%
$2,807/mo
You save $1,146/month ($13,751/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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