Laura Jewett

Laura Jewett

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Closed

$875,000

($521,232 down)
VA

1267 Rachel Circle, Escondido, CA 92026

4
3
1,657 sqft
PITI Monthly
$2,721.82 /mo

Listing courtesy of: Darrell Keliinoi, Century 21 Affiliated

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,579 /mo
$2,636 /mo

What's Special

REMODELED
SHOPPING
QUIET NEIGHBORHOOD

Beautiful upgraded 4 bedroom, 3 bath home in Northwest Escondido. New flooring, freshly painted, remodeled kitchen, baths, tile floors in baths and kitchen, new laminate vinyl flooring throughout in neutral finish. Home shows light and bright. Back yard is low maintenance, fully fenced, some views and sloped. 2 car attached garage with additional parking in driveway and street. Quiet neighborhood setting and close to shopping, commute, schools and more.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,721.82/mo
Estimated Loan Balance
$184,970
Cash to close
$521,232
Interest Paid
$41,583

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: AverageCondition, ChainLink, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: El Norte Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $528.06
  • Tax Annual Amount: $10937.5
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $521,232 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $521,232!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$353,768
Your Cash:$521,232
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,579/mo
Traditional @ 7.5%
$2,735/mo
You save $1,156/month ($13,867/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019327SD

Listing From:

Last updated: 2025-03-10T19:52:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,579 /mo
$2,636 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $521,232 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $521,232!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$353,768
Your Cash:$521,232
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,579/mo
Traditional @ 7.5%
$2,735/mo
You save $1,156/month ($13,867/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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