Laura Jewett

Laura Jewett

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Closed

$470,000

($151,611 down)
FHA

12644 W Virginia Avenue, Lakewood, CO 80228

5
4
1,576 sqft
PITI Monthly
$2,062.52 /mo

Listing courtesy of: Derrick Burpo, Keller Williams Advantage Realty LLC

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,446 /mo
$2,323 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
FINISHED BASEMENT
PATIO
CLUBHOUSE
COZY

Don't miss out on this beautiful Green Mountain Townhome, complete with 5 bedrooms, new carpet and paint, a finished basement, and a greenbelt view! This stunning home features a kitchen fitted with a pantry, an island, tile floors, and a large dining area; perfect for entertaining! The spacious family room boasts a cozy fireplace to warm you up on those chilly winter days. Outside, there is a large patio, a perfect space for grilling! As you venture upstairs, you'll find the master bedroom suited with an attached bathroom. On this floor, there are 3 additional bedrooms, as well as an additional bathroom. Downstairs, the finished basement contains a very large bonus room, whether that is used as a home theater, a space to set up a home gym, or an additional gathering place for guests. This basement is also home to the spacious non-conforming bedroom, along with another convenient bathroom. Along with the large living space that this home provides, there is also a carport space perfect for 2 large vehicles. The HOA amenities include a great clubhouse, pool, park, and greenspace! This lovely home is located near hiking trails, golf courses, and other outdoor activities, all while maintaining the convenience of close by stores and hospitals.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,062.52/mo
Estimated Loan Balance
$321,643
Cash to close
$151,611
Interest Paid
$36,138

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Green Mountain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Advanced HOA Management
  • HOA Amenities: Unknown
  • HOA Fee: $575
  • HOA Frequency: $Monthly
Location
  • Region: Lakewood

Financial Details

  • Price per Sqft: $298.22
  • Tax Annual Amount: $2472
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,611 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $151,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$318,389
Your Cash$151,611
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,446/mo
Traditional @ 7.5%
$2,409/mo
You save $963/month ($11,558/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9430110

Listing From: recolorado

Last updated: 2025-04-02T18:33:26.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,446 /mo
$2,323 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,611 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $151,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$318,389
Your Cash$151,611
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,446/mo
Traditional @ 7.5%
$2,409/mo
You save $963/month ($11,558/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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