Laura Jewett

Laura Jewett

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Closed

$398,000

($175,474 down)
FHA

12630 W VERDE Lane, Avondale, AZ 85392

4
2
1,827 sqft
PITI Monthly
$1,734.69 /mo

Listing courtesy of: Daniel Spurlock, Citiea

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,279 /mo
$1,690 /mo

What's Special

SPACIOUS
SOAKING TUB
PATIO

What a great home for a great price! Enjoy the open floor plan for ease of daily life but welcoming to entertain also. Fantastic built ins for your media needs make movie nights a breeze. Spacious kitchen with plenty of room to cook all your favorite cuisines! Lovely prime suite with soaking tub to take away the days stress. Out back, bask in the sun while reclining next to your private, sparking pool. Enjoy yard games on the grass or dine alfresco under the stars on the patio. Move in ready for its new home owner, make it you and your family today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,734.69/mo
Estimated Loan Balance
$223,383
Cash to close
$175,474
Interest Paid
$71,919

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: CORTE SIERRA UNIT 1
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Corte Sierra
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $217.84
  • Tax Annual Amount: $1546
  • On Market Date: 2024-10-21T15:20:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $175,474 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $175,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$222,526
Your Cash$175,474
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,279/mo
Traditional @ 7.5%
$1,753/mo
You save $475/month ($5,698/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6773774

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-18T09:06:36.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,279 /mo
$1,690 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,474 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $175,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$222,526
Your Cash$175,474
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,279/mo
Traditional @ 7.5%
$1,753/mo
You save $475/month ($5,698/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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