Laura Jewett

Laura Jewett

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Closed

$555,000

($168,598 down)
FHA

1262 High Point Trail, Elizabeth, CO 80107

4
3
2,136 sqft
PITI Monthly
$2,702.92 /mo

Listing courtesy of: Shonna Howell, RE/MAX Professionals

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,794 /mo
$2,845 /mo

What's Special

ENTERTAINMENT
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
LANDSCAPED

Why wait for a new build, when you can purchase this existing Lennar Evans floor plan in the desirable Gold Creek neighborhood of Elizabeth? This home, complete with upgraded window coverings, fence, and landscaping already in place, offers incredible value and has it all! The bright and open floor plan seamlessly flows into the updated kitchen, which features granite countertops, newer stainless steel appliances, a large island with bar seating, a pocket office, a spacious built-in pantry and expansive waterproof vinyl plank flooring. The extended great room is filled with natural light, enhancing the welcoming atmosphere. Upstairs, you'll find newer carpet with upgraded pad throughout, four bedrooms, two bathrooms, and a large laundry room for added convenience. The generous primary bedroom features a tray ceiling with recessed lighting and a ceiling fan. The spa-like primary bathroom includes an oversized shower, double-vanity with granite countertops and flows into a sizable walk-in closet. Venture down to the basement, where endless possibilities await. Whether you envision a home gym or a personalized entertainment space, this area is ready for your creative touch. The beautifully landscaped backyard is perfect for summer barbecues and outdoor gatherings. Don’t miss the opportunity to make this incredible home yours—schedule your visit today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,702.92/mo
Estimated Loan Balance
$439,000
Cash to close
$168,598
Interest Paid
$47,758

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Baseboard, Forced Air, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: Ritoro
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI
  • HOA Amenities: Unknown
  • HOA Fee: $52
  • HOA Frequency: $Monthly
Location
  • Region: Elizabeth

Financial Details

  • Price per Sqft: $259.83
  • Tax Annual Amount: $5329
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $168,598 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $168,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$386,402
Your Cash$168,598
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,794/mo
Traditional @ 7.5%
$2,951/mo
You save $1,157/month ($13,881/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6992793

Listing From: recolorado

Last updated: 2025-03-26T19:36:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,794 /mo
$2,845 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,598 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $168,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$386,402
Your Cash$168,598
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,794/mo
Traditional @ 7.5%
$2,951/mo
You save $1,157/month ($13,881/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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