Laura Jewett

Laura Jewett

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Closed

$437,500

($45,720 down)
FHA

12626 Egan Place, Victorville, CA 92395

3
2
1,556 sqft
PITI Monthly
$2,688.51 /mo

Listing courtesy of: Richard Wes Dusenberry, Provest Realty Inc.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,787 /mo
$2,826 /mo

What's Special

OPEN CONCEPT
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
LANDSCAPED
SPRINKLER SYSTEM
SAFE
TURNKEY

HONEY STOP THE CAR, THIS IS THE ONE!! This stunning 3 bedroom 2 bathroom home was built in 2021, is TURNKEY, and has an assumable FHA Loan at 3%!! The property has been well cared for and still looks new. The home offers 1,556 square feet of living space, is very well designed, and has a lot of upgrades. The kitchen is a real show stopper with a huge center island, granite countertops, grey stone backsplash, stainless steel appliances, recessed lighting, and a spacious pantry. The open concept living area flows seamlessly between the family room, dining area, and the kitchen for a very functional floor plan. There is beautiful wolf point hickory silver reflection vinyl flooring throughout the majority of the home and light grey carpet in both of the guest bedrooms. The primary bedroom is just off the family room, in the back of the home, and is spacious. The primary bathroom has a high end feel with a dual vanity, stone countertops, standing shower with floor to ceiling stone slab walls, black hardware, and lets not forget the MASSIVE walk in closet! The guest bedrooms are both good size and the guest bathroom is conveniently located between the two. The upgrades in the home include dual pane windows, tankless water heater, EV Charger in the garage, a fire sprinkler system for safety, solar system for energy savings, and much more! The front yard is fully landscaped and the backyard has tons of potential! There is a gas hookup for BBQ already installed out back plus added privacy with block wall fencing all the way around so the backyard is ready to become the backyard oasis that you have dreamed of! Indoor laundry room, attached 2 car garage, quiet and newly developed neighborhood while still being close to schools, shopping, and entertainment. Roughly 7 years left on the builder's structural warranty. Don't wait to see this home, it won't last long!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,688.51/mo
Estimated Loan Balance
$397,904
Cash to close
$45,720
Interest Paid
$39,748

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $281.17
  • Tax Annual Amount: $5468.75
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,720 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,720!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$391,780
Your Cash$45,720
Total Purchase Price:$437,500

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,787/mo
Traditional @ 7.5%
$2,931/mo
You save $1,145/month ($13,734/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25021020

Listing From:

Last updated: 2025-03-01T01:36:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,787 /mo
$2,826 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,720 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,720!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$391,780
Your Cash$45,720
Total Purchase Price:$437,500

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,787/mo
Traditional @ 7.5%
$2,931/mo
You save $1,145/month ($13,734/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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