Laura Jewett

Laura Jewett

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Pending

$482,000

($46,122 down)
VA

12596 Fiona Street, Victorville, CA 92392

4
3
2,080 sqft
PITI Monthly
$2,927.32 /mo

Listing courtesy of: Sammie Morin, Ignite Real Estate

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,761 /mo
$3,000 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
MODERN
NO HOA

Welcome Home to 12596 Fiona St. Here you will find affordability and space with elegance and grace in this stunning 4 bedroom 3 full bath home. This beautiful property instantly greets you with upgraded laminate flooring through the grand entrance walkway, leading to the open concept floor plan kitchen, dining, and family room. In the crisp white kitchen you will find ample space for the Home Chef. Entertaining will be a delight with a 5 burner gas stove, stainless steel microwave, dishwasher and a stainless steel deep sink. Enjoy the elegance of the upgraded quartz countertop and the large centered kitchen Island. This lovely kitchen is equipped with a spacious pantry, upgraded soft close kitchen cabinets, and beautiful hanging light fixtures. It's a Chefs Kiss and Breathtaking! Having an open concept living area means lots of room to host and entertain, so enjoying the open space is a win. Each of the three bedrooms are spacious, they have fitted custom blinds and a beautiful plush grey carpet. The primary suite is very spacious as it also has plush grey carpet, custom fitted blinds and the primary ensuite bath with dual sinks, a linen closet, a private toilet area, a large dreamy walk in closet, and a walk in shower. Each bedroom is equipped with upgraded modern ceiling fans that were professionally installed. Additionally you will find 2 bathrooms, on with a walk in standing shower tub combo and one with a walk in standing shower. Wait there is more! Create your own private back yard Oasis with a blank canvas, your options are endless. Along with a two car garage pre plumed for a 220V, a tankless water heater, upgraded paid for water filtration system with an additional shut off valve, leased solar, prewired alarm system and cameras, and No HOA. This home has it all, don't wait this lovely home won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,927.32/mo
Estimated Loan Balance
$439,015
Cash to close
$46,122
Interest Paid
$51,099

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $231.73
  • Tax Annual Amount: $6025
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $46,122 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$435,878
Your Cash$46,122
Total Purchase Price:$482,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,761/mo
Traditional @ 7.5%
$3,112/mo
You save $351/month ($4,210/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25004166

Listing From:

Last updated: 2025-03-17T23:46:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,761 /mo
$3,000 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,122 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$435,878
Your Cash$46,122
Total Purchase Price:$482,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,761/mo
Traditional @ 7.5%
$3,112/mo
You save $351/month ($4,210/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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