Laura Jewett

Laura Jewett

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$480,000

($33,752 down)
FHA

12562 Egan Place, Victorville, CA 92395

4
2
1,780 sqft
PITI Monthly
$3,477.08 /mo

Listing courtesy of: Colleen Couse, Realty ONE Group Empire

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,482 /mo
$3,130 /mo

What's Special

DINING
MODERN
LANDSCAPED
QUIET NEIGHBORHOOD

ARE YOU LOOKING FOR YOUR DREAM HOME?......Modern 4 bedroom 2 bath 1-Story Home built in 2021. Amenities include indoor laundry, tile roof, 2 car garage, wood laminate floors. The kitchen features a large island, breakfast bar, granite counters, laminate floors, and a dining nook. The master bedroom has an on suite bath with a separate tub and shower, dual sinks and a walk in closet. Outside, the front yard is completely landscaped with low maintenance rocks and shrubs. There is a covered front entrance. The rear yard is completely fenced with block wall and waiting your design. This home is on a corner in a quiet neighborhood. Come see it before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,477.08/mo
Estimated Loan Balance
$449,975
Cash to close
$33,752
Interest Paid
$64,030

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $269.66
  • Tax Annual Amount: $6000
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,752 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $33,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$446,248
Your Cash$33,752
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,482/mo
Traditional @ 7.5%
$3,247/mo
You save $765/month ($9,175/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24224821

Listing From:

Last updated: 2025-03-08T22:44:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,482 /mo
$3,130 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,752 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $33,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$446,248
Your Cash$33,752
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,482/mo
Traditional @ 7.5%
$3,247/mo
You save $765/month ($9,175/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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