Laura Jewett

Laura Jewett

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Closed

$359,999

($136,431 down)
FHA

12562 W CAMBRIDGE Avenue, Avondale, AZ 85392

3
2
1,450 sqft
PITI Monthly
$1,432.97 /mo

Listing courtesy of: Lucero P De Anda, HomeSmart

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,020 /mo
$1,657 /mo

What's Special

LOCATION
DINING
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING
COZY

Don't miss the chance to own this charming single-level home in Casitas at Rancho Santa Fe! Providing 3 beds, 2 baths, and a 2-car garage. The inviting interior features abundant natural light, neutral paint, wood-look tile flooring, and vaulted ceilings that add to the airy feel. Designed for everyday living & entertaining, you'll love the perfectly flowing open layout! The kitchen boasts built-in appliances, granite counters, track lighting, and ample espresso cabinets. Its peninsula, with a breakfast bar, overlooks the cozy dining space. Enter the double-door main bedroom to find an ensuite with a separate tub/shower & a walk-in closet. Check out the large backyard, offering a covered patio! With your creative ideas, you can make it an ideal outdoor oasis. Great location! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,432.97/mo
Estimated Loan Balance
$236,257
Cash to close
$136,431
Interest Paid
$29,836

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: Continental Homes

Community & HOA

Community
  • Subdivision: CASITAS AT RANCHO SANTA FE
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Santa Fe
  • HOA Amenities: Unknown
  • HOA Fee: $137.5
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $248.28
  • Tax Annual Amount: $1070
  • On Market Date: 2024-11-16T14:50:01.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $136,431 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $136,431!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$223,568
Your Cash$136,431
Total Purchase Price:$359,999

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,020/mo
Traditional @ 7.5%
$1,719/mo
You save $699/month ($8,389/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6784855

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-11T08:08:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,020 /mo
$1,657 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $136,431 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $136,431!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$223,568
Your Cash$136,431
Total Purchase Price:$359,999

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,020/mo
Traditional @ 7.5%
$1,719/mo
You save $699/month ($8,389/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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