Laura Jewett

Laura Jewett

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Pending

$370,000

($42,695 down)
VA

12558 W JEFFERSON Street, Avondale, AZ 85323

4
2
1,669 sqft
PITI Monthly
$1,779.82 /mo

Listing courtesy of: Rebecca Moncado, eXp Realty

Assumed Rate

3.09%
7.15%

Principal & Interest

$1,506 /mo
$2,385 /mo

What's Special

LOCATION
OPEN CONCEPT
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
LANDSCAPED
SAFE
EFFICIENT

This magnificent property exudes a captivating charm that appeals to a broad spectrum of potential homeowners. Located in a picturesque, sought-after neighborhood, this property is the epitome of ambitious architecture and steadfast sturdiness. Upon arrival, the home greets you with an inviting, manicured lawn that flawlessly articulates the property's commitment to exterior esthetics. The exterior walls painted in harmonious hues imbibe a warm welcome, while the sturdy roof speaks of the uncompromising quality reflected throughout the property. The spacious living area implements an open concept, marrying comfort with versatility. Expansive windows welcome natural light, creating a bright, uplifting atmosphere while offering views of the surrounding neighborhood. The flooring, a careful blend of tile and wood in key areas, injects a unique blend of luxury and practical durability. The modern, well-fitted kitchen boasts high-end, energy-efficient appliances, granite countertops, and ample storage space, conceived to cater to both daily culinary requirements and grand meal preparations. Adjoining the kitchen is a generous dining area that invites family gatherings and celebratory moments. The property accentuates outdoor living with a large backyard space, featuring landscaped gardens. This area allows for multiple uses, indicative of a children's play area, outdoor entertainment, or a garden enthusiasts' sanctuary. Enhancements such as an in-built security system, energy-efficient HVAC, and double-paned windows reflect the importance placed on safety, comfort, and environmental consciousness. Accessibility is duly considered with wider doorways and a single-story floor plan that accommodates mobility-challenged individuals, reinforcing inclusivity. This property speaks volumes in terms of value, amenities, and location. An ideal choice for any homeowner seeking comfort, functionality, and a sprinkling of luxury, quintessence of architectural finesse, structural integrity, and inclusivity. Professional viewing is highly recommended to truly appreciate the attributes this unique property possesses.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.09
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,779.82/mo
Estimated Loan Balance
$328,626
Cash to close
$42,695
Interest Paid
$36,815

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: Coldwater Springs
  • Features: Golf
HOA
  • Has HOA: Yes
  • HOA Name: Coldwater Springs
  • HOA Amenities: Unknown
  • HOA Fee: $45.95
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $221.69
  • Tax Annual Amount: $1489
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,695 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $42,695!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.09% Sellers Rate
$327,305
Your Cash$42,695
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 3.09%
$1,506/mo
Traditional @ 7.5%
$2,474/mo
You save $968/month ($11,614/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6812986

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T04:36:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.09%
7.15%

Principal & Interest

$1,506 /mo
$2,385 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,695 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $42,695!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.09% Sellers Rate
$327,305
Your Cash$42,695
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 3.09%
$1,506/mo
Traditional @ 7.5%
$2,474/mo
You save $968/month ($11,614/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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