Laura Jewett

Laura Jewett

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Pending

$1,035,000

($175,372 down)
VA

1254 Idanan Rd, Chula Vista, CA 91913

5
4
2,896 sqft
PITI Monthly
$5,206.02 /mo

Listing courtesy of: Paul Vella, Epique Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,828 /mo
$6,228 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
PATIO
LANDSCAPED

Step into a spacious, open-concept floor plan where natural light floods the living and dining areas, creating a bright and inviting atmosphere. The gourmet kitchen is perfect for any home chef, featuring sleek granite countertops, stainless steel appliances, a large island, and ample storage. The generously sized master suite offers a private sanctuary with a walk-in closet and a luxurious en-suite bath, complete with dual vanities, a soaking tub, and a separate shower. 1 bedroom on 1st floor all others upstairs. Welcome to this exceptional 5-bedroom, 3.5-bath home in the highly desirable Montecito neighborhood of Otay Ranch. With 2,896 sq. ft. of beautifully designed living space, this home offers a perfect blend of modern luxury and comfort. The open-concept floor plan is filled with natural light and features a spacious living and dining area, ideal for both casual living and entertaining. The gourmet kitchen is a chef’s dream, offering stainless steel appliances, a large island, granite countertops, and plenty of cabinet space for all your culinary needs. Upstairs, the expansive master suite provides a peaceful retreat with a generous walk-in closet and a spa-like en-suite bath featuring dual vanities, a soaking tub, and a separate shower. Four additional bedrooms provide ample space for family, guests, or a home office. This home also features a 2-car garage, fully paid-off solar for energy efficiency, and a whole-house water softener for added comfort. The backyard is an entertainer’s dream, with a large patio area and beautifully landscaped grounds for relaxing or hosting outdoor gatherings.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$5,206.02/mo
Estimated Loan Balance
$863,145
Cash to close
$175,372
Interest Paid
$83,344

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $357.39
  • Tax Annual Amount: $12937.5
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $175,372 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $175,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$859,628
Your Cash$175,372
Total Purchase Price:$1,035,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,828/mo
Traditional @ 7.5%
$6,460/mo
You save $2,632/month ($31,581/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017525SD

Listing From:

Last updated: 2025-02-21T02:05:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,828 /mo
$6,228 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,372 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $175,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$859,628
Your Cash$175,372
Total Purchase Price:$1,035,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,828/mo
Traditional @ 7.5%
$6,460/mo
You save $2,632/month ($31,581/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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