Laura Jewett

Laura Jewett

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$459,000

($105,672 down)
VA

12530 Loma Verde Drive, Victorville, CA 92392

4
3
2,176 sqft
PITI Monthly
$2,208.75 /mo

Listing courtesy of: Sonya Carter, Sonya Carter, Broker

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,564 /mo
$2,591 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
CUL-DE-SAC

Welcome home to this spacious two-level home on a quiet cul-de-sac street. This stunning two-story home is on the larger side and in a nice family-oriented neighborhood. The home has double entry doors, which adds a classic and elegant look. Immediately upon entering, your eyes are drawn to the high ceilings which makes for a nice welcoming appearance. From the partially open-concept kitchen, living room with high ceilings and plenty of space for storage, the den area equipped with a tiled fireplace, to the shaded overhang in the backyard, there is plenty of room for the whole family to enjoy. There is one bedroom downstairs with the additional sleeping quarters upstairs on the second level. The laundry area has plenty of room for storage. The large two car garage has an epoxy floor. Move in and make this home yours. Near shopping and grocery stores. Your family will love every second of it!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,208.75/mo
Estimated Loan Balance
$355,590
Cash to close
$105,672
Interest Paid
$41,006

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $210.94
  • Tax Annual Amount: $5737.5
  • On Market Date: 2024-05-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,672 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $105,672!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$353,328
Your Cash$105,672
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,564/mo
Traditional @ 7.5%
$2,688/mo
You save $1,124/month ($13,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PF24087492

Listing From:

Last updated: 2025-02-11T23:59:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,564 /mo
$2,591 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,672 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $105,672!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$353,328
Your Cash$105,672
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,564/mo
Traditional @ 7.5%
$2,688/mo
You save $1,124/month ($13,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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