$365,000
($30,626 down)1251 S Settlers Circle, Cottonwood, AZ 86326
PITI Monthly
Listing courtesy of: Shannon N Klinge, Moonlight Property Ventures
Assumed Rate
4.98%
7.15%Principal & Interest
$1,857 /mo
$2,342 /moWhat's Special
SELLER OFFERING 5K CREDIT!! Use as you please, rate buy down, closing costs, updates. New Roof and AC. Brand new carpet, neutral paint, Fans and a fireplace to keep you comfortable & utilities low. Open kitchen & dining walks out to spacious back yard. Walk in from garage to laundry/utility room. Generously sized primary suite. Fenced back yard with covered patio to enjoy those sunrise views, backs to open space. Front offers sunset views. Both sides of the home offer RV parking with electricity. Home is on Septic. Mature trees, Adorable shed, flagstone pavers, room for a garden, fire pit. 2 car garage, plus driveway & street parking. Voluntary HOA includes access to Verde Village community pool and clubhouse, library & trails bordering the Verde yet home is NOT in flood zone.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,359.14/mo
Estimated Loan Balance
$337,151
Cash to close
$30,626
Interest Paid
$47,910
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: Refrigeration
- Heating: Electric
Features
- Materials: Painted, Frame - Wood
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: 1 Fireplace
- Flooring: Carpet, Laminate, Tile
Exterior
Fencing
- Fencing: Chain Link
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Septic in & Cnctd
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family - Detached
- Architectural Style: Ranch
Materials
- Painted, Frame - Wood
- Roof: Composition
Condition
- Year Built: 1986
Details
- Builder: Unknown
Community & HOA
Community
- Subdivision: Verde Village Unit 8
- Features:
HOA
- Has HOA: No
Location
- Region: Cottonwood
Financial Details
- Price per Sqft: $293.41
- Tax Annual Amount: $1275
- On Market Date: 2024-09-21T00:00:00.000Z
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You cover the entire equity of $30,626!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6760023
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2024-12-02T07:43:35.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.98%
7.15%Principal & Interest
$1,857 /mo
$2,342 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $30,626!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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