Laura Jewett

Laura Jewett

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Closed

$360,000

($111,537 down)
VA

12519 E Red Iron Trail Trail, Vail, AZ 85641

3
2
2,386 sqft
PITI Monthly
$1,579.76 /mo

Listing courtesy of: Deidra L Spinks, Long Realty Company

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,160 /mo
$1,756 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC
COZY

Lovely two-story contemporary home in Rancho Del Lago. Featuring an open floor plan with 3 bedrooms and 2.5 baths. Enjoy the cozy gas fireplace inside and the inviting gas firepit outside. Spacious kitchen with granite countertops and stainless steel appliances. Large laundry room and walk-in pantry. Tons of storage! The primary suite offers dual vanities, dual closets, and a separate shower and soaking tub. The covered back patio is perfect for relaxing and enjoying mountain views. The neighborhood offers a small park and sidewalks. Additional features include a 2-car garage, extended driveway, and a cul-de-sac for overflow guest parking. ** VA Assumable Loan **Located in the Vail School District.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,579.76/mo
Estimated Loan Balance
$249,351
Cash to close
$111,537
Interest Paid
$26,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fans, Central Air
  • Heating: Gas Pac
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Bamboo, Ceramic Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Connected
  • Water Source: City
Pool
  • Has Pool: Yes
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: Two
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Del Lago (1-100)
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $24.00
  • HOA Frequency: $Quarterly
Location
  • Region: Vail

Financial Details

  • Price per Sqft: $150.88
  • Tax Annual Amount: $3232.38
  • On Market Date: 2024-06-08T08:17:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,537 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $111,537!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,463
Your Cash$111,537
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,160/mo
Traditional @ 7.5%
$1,822/mo
You save $661/month ($7,936/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 22414388

Listing From: MLS of Southern Arizona

Last updated: 2025-04-03T15:00:30.000Z

© , MLS of Southern Arizona. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,160 /mo
$1,756 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,537 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $111,537!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,463
Your Cash$111,537
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,160/mo
Traditional @ 7.5%
$1,822/mo
You save $661/month ($7,936/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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