Laura Jewett

Laura Jewett

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Closed

$408,999

($343,400 down)
FHA

12510 W TONTO Street, Avondale, AZ 85323

4
2
1,678 sqft
PITI Monthly
$1,182.2 /mo

Listing courtesy of: Ruby Threlkel, DeLex Realty

Assumed Rate

5.5%
7.15%

Principal & Interest

$807 /mo
$959 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING

Looking for a new home? This beautiful 4 bed, 2 bath residence in Coldwater Springs is just for you! A charming facade w/stone accents, a no-fuss landscape, and 2 car garage are just the beginning. Discover a spacious great room w/vaulted ceilings, elegant wood-look tile flooring, a warm fireplace, and neutral palette throughout. The fabulous kitchen is comprised of wood cabinetry w/crown moulding, a pantry, granite counters, SS appliances, and a lovely island w/a breakfast bar. You'll love the primary bedroom, showcasing a private ensuite and a walk-in closet for all your belongings. Also including a lovely backyard w/a covered patio, this home is a true gem! Act now before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
8 years, 2 months
Monthly PITI
$1,182.2/mo
Estimated Loan Balance
$67,600
Cash to close
$343,400
Interest Paid
$132,829

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Standard Pacific Homes

Community & HOA

Community
  • Subdivision: COLDWATER SPRINGS PARCEL 6
  • Features: Golf, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Coldwater Springs
  • HOA Amenities: Unknown
  • HOA Fee: $45.95
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $243.74
  • Tax Annual Amount: $1500
  • On Market Date: 2024-12-11T19:00:16.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $343,400 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $343,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$65,599
Your Cash:$343,400
Total Purchase Price:$408,999

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$807/mo
Traditional @ 7.5%
$995/mo
You save $189/month ($2,264/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6793300

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-01T09:12:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$807 /mo
$959 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $343,400 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $343,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$65,599
Your Cash:$343,400
Total Purchase Price:$408,999

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$807/mo
Traditional @ 7.5%
$995/mo
You save $189/month ($2,264/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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