Laura Jewett

Laura Jewett

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Closed

$464,900

($46,114 down)
VA

1247 Oak Tree Court, Carver, MN 55315

3
2
1,920 sqft
PITI Monthly
$2,432.5 /mo

Listing courtesy of: , Prandium Group Real Estate

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,849 /mo
$3,023 /mo

What's Special

SPACIOUS
LUXURY
FIREPLACE
WALK-IN CLOSET
COZY

Experience like new construction without the wait and the convenience of one-level living with this open floor plan home. Boasting 3 bedrooms or office space all on one level, the primary bedroom suite features a spacious layout and a large walk-in closet. The kitchen is designed for both style and functionality, featuring a generous breakfast bar/center island, a pantry closet, and a cozy gas-burning fireplace. Step outside to the backyard through the convenient walkout. The lower level provides flexibility with options for an additional bedroom and bathroom, along with ample storage space. This is the perfect opportunity to enjoy the luxury of having your lawn and snow maintenance taken care of for you. Heated finished garage with extra shelving for storage is a nice bonus. Welcome Home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,432.5/mo
Estimated Loan Balance
$421,346
Cash to close
$46,114
Interest Paid
$42,826

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Tree
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: First Services Residential
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Carver

Financial Details

  • Price per Sqft: $242.14
  • Tax Annual Amount: $5008
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $46,114 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,114!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$418,786
Your Cash$46,114
Total Purchase Price:$464,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,849/mo
Traditional @ 7.5%
$3,135/mo
You save $1,287/month ($15,444/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6608390

Listing From: northstar

Last updated: 2025-02-03T15:50:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,849 /mo
$3,023 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,114 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $46,114!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$418,786
Your Cash$46,114
Total Purchase Price:$464,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,849/mo
Traditional @ 7.5%
$3,135/mo
You save $1,287/month ($15,444/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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